103 Lamplighter Way, O Fallon, MO 63368 Property Records

St. Charles County property record for 103 Lamplighter Way, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,540 sqft · built 1986
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2022)
Tax Bill	$2,888 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A850003324`

Property Details

APN / Parcel Number

Primary APN	`A850003324`
Alternative APN	`2-0070-5819-00-0134.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	720 sqft
Basement Area	580 sqft
Finished Basement	240 sqft
Unfinished Basement	340 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A850003324
Street Address	103 LAMPLIGHTER WAY
City	O FALLON
State	MO
Zip	63368-7307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS OF PHEASANT PT VLG 1 LOT 134
Legal Subdivision	VLGS OF PHEASANT PT
Legal Lot Number	134
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2004
Census Tract	311124

Owner

103 Lamplighter Way is owned and occupied by an individual who bought it in September 2022.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	103 LAMPLIGHTER WAY, O FALLON, MO 63368-7307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Nov 30, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Nov 30, 2020 · Amount on File
Deed Document Number	202250234
Prior Transfer Date	Dec 5, 2014
Prior Transfer Doc	0000683880
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 12, 2022
Property Address	103 LAMPLIGHTER WAY, O FALLON, MO 63368-7307
Document Number	0000050234
Map Reference	MB 24 PG 37
Instrument Date	Sep 7, 2022
Instrument	2022R-050234
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 LAMPLIGHTER WAY, O FALLON, MO 63368-7307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAMPLIGHTER WAY, O FALLON, MO 63368-7307

Mortgage

Document Number	0000050235
Date	Sep 12, 2022
Instrument	2022R-050235

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 30, 2020
Property Address	103 LAMPLIGHTER WAY, O FALLON, MO 63368-7307
Document Number	0000092453
Instrument Date	Aug 31, 2020
Instrument	92453
Transaction Type	Transfer
Record Updated	Mar 5, 2021
Title Company	AMROCK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	103 LAMPLIGHTER WAY O FALLON MO 633687307, O FALLON, MO 63368-7307

Mortgage

Document Number	92454
Date	Nov 30, 2020
Instrument	92454

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 103 Lamplighter Way was $2,888.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,778 (-)	$235,674 (-) Land $50,000 Building $185,674
2025	$2,888.00	$44,778	$235,674 Land $50,000 Building $185,674
2023		$43,012
2022			$226,377 Land $50,000 Building $176,377

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Lamplighter Way in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	20 (1979–2015)
Claims Outside the SFHA	5 of 20
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Lamplighter Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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