Madison County property record for 102 Hillcrest Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,363 sqft |
| Lot Size | 0.308 acres (13,426 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $269,000 (May 2025) |
| Tax Bill | $1,565 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Nov 2023 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | B013-0004-0001-A |
| Primary APN | B013-0004-0001-A |
|---|---|
| Alternative APNs |
|
| Building Area | 1,363 sqft Living Area |
|---|---|
| 1st Floor Area | 1,363 sqft |
| Basement Area | 1,363 sqft |
| Unfinished Basement | 1,363 sqft |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 13,426 sqft (0.308 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Account Number | 73883 |
|---|---|
| Street Address | 102 HILLCREST DR |
| City | BEREA |
| State | KY |
| Zip | 40403-1848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLCREST LOT 3 & PT 8 BLK A |
| Legal Subdivision | HILLCREST |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11304 |
Source: Madison County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 HILLCREST DR, BEREA, KY 40403-1848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 2, 2025 | Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Nov 30, 2023 | Commissioner's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2025 · Amount on Record |
| Deed Sale | May 2, 2025 · Amount on Record |
| Prior Sale | Nov 30, 2023 · Amount on Record |
| Deed Document Number | 202514258288 |
| Deed Book / Page | 867 / 118 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 2, 2025 |
| Property Address | 102 HILLCREST DR, BEREA, KY 40403-1848 |
| Document Number | 00D867/118 |
| Book / Page | D867 / 118 |
| Map Reference | MB 2 PG 48 |
| Instrument Date | Apr 30, 2025 |
| Instrument | 2014258288 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $269.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 WALTON AVE STE 110, 110, LEXINGTON, KY 40502-1441 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 102 HILLCREST DR, BEREA, KY 40403-1848 |
| Document Number | 2014258291 |
|---|---|
| Date | May 2, 2025 |
| Instrument | 2014258291 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Number | 0M2375/698 |
|---|---|
| Date | May 2, 2025 |
| Book Page | M2375/698 |
| Instrument | 2014258311 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2035 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 30, 2023 |
| Property Address | 102 HILLCREST DR, BEREA, KY 40403-1848 |
| Document Number | 00D846/329 |
| Book / Page | D846 / 329 |
| Map Reference | MB 2 PG 48 |
| Instrument Date | Nov 9, 2023 |
| Instrument | 2014179723 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,565.00 (+20.94%) | $166,000 (+24.34%) | $166,000 (+24.34%) |
| 2023 | $1,294.00 | $133,500 | $133,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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