Cass County property record for 106 Florence Ave, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,900 (Jan 2022) |
| Tax Bill | $2,715 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-200-667-01 |
| Primary APN | 14-160-200-667-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,344 sqft Building Perimeter |
| 1st Floor Area | 1,344 sqft |
| Lot Area | 7,841 sqft (0.18 acres) |
|---|---|
| Garage Area | 560 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 106 FLORENCE AVE |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1648 W 1/2 LOT 12 & W 1/2 LOT 17. DR. MC MASTER'S ADD CITY OF DOWAGIAC. |
| Legal Subdivision | DR MC MASTERS ADD |
| Legal Lot Number | 12,17 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 2000 |
106 Florence Ave is owned and occupied by an individual who bought it in January 2022.
Source: Cass County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 FLORENCE AVE, DOWAGIAC, MI 49047-1391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2017 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Jan 5, 2022 | Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on File |
| Deed Sale | Jan 5, 2022 · Amount on File |
| Prior Sale | Jan 9, 2014 · Amount on File |
| Prior Transfer Date | May 22, 2005 |
| Prior Transfer Doc | 00911/1615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 106 FLORENCE AVE, DOWAGIAC, MI 49047-1391 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01127/1827 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 1127/1827 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jul 28, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jan 5, 2022 |
| Property Address | 106 FLORENCE AVE, DOWAGIAC, MI 49047-1391 |
| Document Number | 001210/208 |
| Book / Page | 1210 / 208 |
| Map Reference | LB 1 PG 26 |
| Instrument Date | Dec 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,117.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 FLORENCE AVE, DOWAGIAC, MI 49047-1391 |
The 2025 property tax bill for 106 Florence Ave was $2,715 with a homeowner's exemption, up 1.5% from the year before.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,300 (+28.92%) Land $100,300 | $200,600 (+28.92%) Land $200,600 | |
| 2025 | $2,715.00 (+1.53%) Homeowner's exemption | $77,800 Land $77,800 | $155,600 Land $155,600 |
| 2024 | $2,674.00 | ||
| 2023 | $64,600 | $129,200 | |
| 2022 | $2,400.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 106 Florence Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 106 Florence Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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