106 Edgewild Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 106 Edgewild Ct, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,607 sqft · built 1987
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$362,000 (Dec 2020)
Tax Bill	$12,253 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-127-004`

Property Details

APN / Parcel Number

Primary APN	`09-22-127-004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,607 sqft Living Area
Basement Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,174 sqft
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	106 EDGEWILD CT
City	SAINT CHARLES
State	IL
Zip	60175-5165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THORNLY ON THE FOX UNIT 3 - LOT 43
Legal Subdivision	THE FOX
Legal Block	1
Legal Lot Number	43
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1039
Census Tract	852103

Owner

106 Edgewild Ct is owned and occupied by two individuals who bought it in December 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 EDGEWILD CT, SAINT CHARLES, IL 60175-5165
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Mar 10, 2011 · Amount on File
Deed Document Number	202078540
Prior Transfer Date	Feb 3, 2010
Prior Transfer Doc	0000008487
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 16, 2020
Property Address	106 EDGEWILD CT, ST CHARLES, IL 60175-5165
Document Number	0000078540
Instrument Date	Dec 9, 2020
Instrument	2020K078540
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FOX TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$362.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 EDGEWILD CT, 106, SAINT CHARLES, IL 60175-5165

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	106 EDGEWILD CT, SAINT CHARLES, IL 60175-5165

Mortgage

Document Number	0000078541
Date	Dec 16, 2020
Instrument	2020K078541

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 106 Edgewild Ct was $12,253 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,253.00 Homeowner's exemption	$182,716 (+13.73%) Land $50,521 Building $132,195	$548,367 (+13.73%) Land $151,624 Building $396,744
2024		$160,662 Land $46,550 Building $114,112	$482,179 Land $139,706 Building $342,473
2022	$10,417.00 (+4.1%) Homeowner's exemption	$135,027 (+4.91%) Land $45,192 Building $89,835	$405,081 (+4.91%) Land $135,576 Building $269,505
2021	$10,007.00 Homeowner's exemption	$128,708 Land $43,077 Building $85,631	$386,124 Land $129,231 Building $256,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Edgewild Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Edgewild Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20