103 Edgewild Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 103 Edgewild Ct, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,415 sqft · built 1987
Lot Size0.904 acres (39,400 sqft)
Owner2 Company Names on File
Last Sale$350,000 (Aug 2001)
Tax Bill$11,444 (2025)
Deeds & MortgagesMay 2024 Transfer
Jan 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-22-127-005

Property Details

APN / Parcel Number

Primary APN09-22-127-005

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,415 sqft Living Area
Basement Area1,064 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area39,400 sqft (0.904 acres)
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address103 EDGEWILD CT
CitySAINT CHARLES
StateIL
Zip60175-5165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 44 OF UNIT 3 THORNLEY ON THE FOX
Legal SubdivisionTHORNLEY ON THE FOX
Legal Block1
Legal Lot Number44
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1039
Census Tract852103

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address103 EDGEWILD CT, SAINT CHARLES, IL 60175-5165
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
May 9, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 6, 2022Deed of Trust, Mortgage · Line of Credit
HEALTHCARE ASSOCIATES CU
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALLIED FIRST BANK SB
Mar 17, 2018Deed of Trust, Mortgage · Line of Credit
HEALTH CARE ASSOCS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2001 · Amount on Record
Deed SaleAug 24, 2001 · Amount on Record
Deed Document Number200187726
Last Transfer DateMay 8, 2024
Transfer Doc0000015470
Record UpdatedSep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMay 9, 2024
Property Address103 EDGEWILD CT, SAINT CHARLES, IL 60175-5165
Document Number0000015470
Instrument DateMay 8, 2024
Instrument2024K015470
Transaction TypeTransfer
Record UpdatedMay 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address103 EDGEWILD CT, SAINT CHARLES, IL 60175-5165

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address103 EDGEWILD CT, SAINT CHARLES, IL 60175-5165
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001160
DateJan 6, 2022
Instrument2022K001160
Lender
NameHEALTHCARE ASSOCIATES CU
TypeCredit Union
AddressCHICAGO, IL 60653
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 5, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address103 EDGEWILD CT, SAINT CHARLES, IL 60175-5165
Transaction TypeMortgage
Record UpdatedJul 14, 2021
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049687
DateJun 29, 2021
Instrument2021K049687
Lender
NameALLIED FIRST BANK SB
TypeBank
AddressOSWEGO, IL 60543
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.5%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address103 EDGEWILD CT, SAINT CHARLES, IL 60175-5165
Document Number0000016311
Instrument DateMar 17, 2018
Transaction TypeMortgage
Record UpdatedMay 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address103 EDGEWILD CT ST CHARLES IL 601755165, ST CHARLES, IL 60175-5165

Mortgage

Document Number0000016311
DateApr 10, 2018
Instrument16311
Lender
NameHEALTH CARE ASSOCS CU
TypeCredit Union
AddressNAPERVILLE, IL 60653
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 9, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,444.00 (+14.53%)
2024$157,615 (+16.96%) Land $46,550 Building $111,065$473,034 (+17%) Land $139,706 Building $333,328
2022$9,992.00 (+0.05%) Homeowner's exemption$134,763 (+4.91%) Land $45,192 Building $89,571$404,289 (+4.91%) Land $135,576 Building $268,713
2021$9,987.00 Homeowner's exemption$128,456 Land $43,077 Building $85,379$385,368 Land $129,231 Building $256,137

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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