104 Edgewild Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 104 Edgewild Ct, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,415 sqft · built 1987
Lot Size0.885 acres (38,545 sqft)
Owner2 Individual Names on File
Last Sale$429,000 (Jul 2021)
Tax Bill$12,523 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Oct 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN09-22-127-003

Property Details

APN / Parcel Number

Primary APN09-22-127-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,415 sqft Living Area
Basement Area1,069 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area38,545 sqft (0.885 acres)
Garage TypeAttached
Garage Area451 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address104 EDGEWILD CT
CitySAINT CHARLES
StateIL
Zip60175-5165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 42 OF UNIT NO 3 THORNLEY ON THE FOX
Legal SubdivisionTHORNLEY ON THE FOX
Legal Block1
Legal Lot Number42
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1039
Census Tract852103

Owner

104 Edgewild Ct is owned and occupied by two individuals who bought it in July 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address104 EDGEWILD CT, SAINT CHARLES, IL 60175-5165
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Oct 8, 2018Loan Modification, Mortgage · Conventional with PMI
RUSHMORE LN MGMT SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2021 · Amount on File
Deed SaleJul 29, 2021 · Amount on File
Deed Document Number202158134
Prior Transfer DateAug 23, 2002
Prior Transfer Doc0000057286
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 29, 2021
Property Address104 EDGEWILD CT, ST CHARLES, IL 60175-5165
Document Number0000058134
Instrument DateJul 29, 2021
Instrument2021K058134
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$429.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address238 FAIRCROFT RD, BARTLETT, IL 60103-1362

Mortgage

Document Number0000058135
DateJul 29, 2021
Instrument2021K058135
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.5%

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address104 EDGEWILD CT, ST CHARLES, IL 60175-5165
Document Number0000002688
Instrument DateOct 8, 2018
Transaction TypeMortgage
Record UpdatedFeb 4, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 EDGEWILD CT ST CHARLES IL 601755165, ST CHARLES, IL 60175-5165

Mortgage

Document Number0000002688
DateJan 22, 2019
Instrument2688
Lender
NameRUSHMORE LN MGMT SVCS
TypeFunding / Finance Company
AddressFARMERS BRANCH, TX 75234
Agreement
TypeConventional with PMI
AmountAmount on Record
Term468 Months
DueJan 21, 2058
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 104 Edgewild Ct was $12,523 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,523.00 Homeowner's exemption$191,824 (+13.83%) Land $50,521 Building $141,303$575,702 (+13.83%) Land $151,624 Building $424,079
2024$168,523 Land $46,550 Building $121,973$505,771 Land $139,706 Building $366,065
2022$10,803.00 (+10.16%) Homeowner's exemption$139,799 (+4.91%) Land $45,192 Building $94,607$419,397 (+4.91%) Land $135,576 Building $283,821
2021$9,807.00 Disabled Person's exemption$133,256 Land $43,077 Building $90,179$399,768 Land $129,231 Building $270,537

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 Edgewild Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Edgewild Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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