Anne Arundel County property record for 106 E Severn Ridge Rd, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,750 sqft · built 1962 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Apr 2007) |
| Tax Bill | $5,755 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-000-09298300 |
| Primary APN | 03-000-09298300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 40,946 sqft (0.94 acres) |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 00009298300 |
|---|---|
| Street Address | 106 E SEVERN RIDGE RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 2 JOHN WHITE SUB |
| Legal Subdivision | JOHN WHITE SUB |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 730901 |
106 E Severn Ridge Rd is owned and occupied by an individual who acquired it in April 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 5, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 24, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Sep 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2007 · Amount on File |
| Deed Sale | Apr 24, 2007 · Amount on File |
| Deed Document Number | 20074548 |
| Deed Book / Page | 19014 / 430 |
| Last Transfer Date | Apr 30, 2021 |
| Transfer Doc | 0393790208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 106 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5864 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 106 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5864 |
| Document Number | 0393090302 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 39309/302 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 4, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 5, 2023 |
| Property Address | 106 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5864 |
| Document Number | 0393790208 |
| Book / Page | 39379 / 208 |
| Instrument Date | Apr 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 106 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5864 |
| Document Number | 0039379212 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 39379/212 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 106 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5864 |
| Document Number | 0333870404 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 106 E SEVERN RIDGE RD ANNAPOLIS MD 214095864, ANNAPOLIS, MD 21409-5864 |
| Document Number | 0333870404 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 033387/000404 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 106 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5864 |
| Document Number | 0314630346 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 106 E SEVERN RIDGE RD ANNAPOLIS MD 214095864, ANNAPOLIS, MD 21409-5864 |
| Document Number | 0314630346 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 031463/000346 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2047 |
The 2025 property tax bill for 106 E Severn Ridge Rd was $5,755 with a homeowner's exemption, up 2.2% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $610,400 (+6.01%) | $645,000 (-) Land $429,400 Building $215,600 | |
| 2025 | $5,755.00 (+2.18%) Homeowner's exemption | $575,800 | $645,000 Land $429,400 Building $215,600 |
| 2024 | $5,632.00 (+12.53%) | ||
| 2023 | $5,005.00 Homeowner's exemption | $520,733 | $541,200 Land $389,400 Building $151,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 E Severn Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1999–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 E Severn Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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