Anne Arundel County property record for 105 E Severn Ridge Rd, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,999 sqft · built 1905 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $715,000 (Oct 2020) |
| Tax Bill | $8,739 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-000-04870600 |
| Primary APN | 03-000-04870600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,999 sqft Living Area |
| Gross Area | 2,167 sqft |
| 1st Floor Area | 1,375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 30,928 sqft (0.71 acres) |
| Garage Type | Detached |
| Garage Area | 589 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 646 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 00004870600 |
|---|---|
| Street Address | 105 E SEVERN RIDGE RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .71 ACRE JOHN WHITE SUB |
| Legal Subdivision | JOHN WHITE SUB |
| Legal Block | 1 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 730901 |
105 E Severn Ridge Rd is owned and occupied by an individual who bought it in October 2020.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CAPITOL BUILDING SUPPLY INC |
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE LINK INC |
| Oct 2, 2020 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Oct 18, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2020 · Amount on File |
| Deed Sale | Oct 2, 2020 · Amount on File |
| Prior Sale | Nov 5, 2001 · Amount on File |
| Deed Book / Page | 35318 / 478 |
| Transfer Doc | 0000003888 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 105 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5867 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 105 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5867 |
| Document Number | 0418920105 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 41892/105 |
| Name | CAPITOL BUILDING SUPPLY INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CENTREVILLE, VA 20121 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 105 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5867 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | NOT AVAILABLE, BRENNAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0363100106 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 36310/106 |
| Name | THE MORTGAGE LINK INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 2, 2020 |
| Property Address | 105 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5867 |
| Document Number | 0353180478 |
| Book / Page | 35318 / 478 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | BRENNAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 105 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5867 |
| Document Number | 35318485 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 35318/485 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 105 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5867 |
| Document Number | 0338310045 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 105 E SEVERN RIDGE RD ANNAPOLIS MD 214095867, ANNAPOLIS, MD 21409-5867 |
| Document Number | 0338310045 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 033831/000045 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 105 E Severn Ridge Rd was $8,739.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $811,133 | $867,900 Land $427,100 Building $440,800 | |
| 2025 | $8,739.00 | ||
| 2023 | $6,979.00 | $639,133 | $697,600 Land $387,100 Building $310,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 E Severn Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1999–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 E Severn Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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