Anne Arundel County property record for 104 E Severn Ridge Rd, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,872 sqft · built 1976 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Aug 2005) |
| Tax Bill | $5,744 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-000-90005286 |
| Primary APN | 03-000-90005286 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.47 acres) |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00090005286 |
|---|---|
| Street Address | 104 E SEVERN RIDGE RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-5864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 3 JOHN WHITE SUB |
| Legal Subdivision | JOHN WHITE SUB |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 730901 |
104 E Severn Ridge Rd is owned and occupied by two individuals who acquired it in June 2021.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Nov 22, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2005 · Amount on File |
| Deed Sale | Aug 9, 2005 · Amount on File |
| Deed Document Number | 200511552 |
| Deed Book / Page | 16686 / 578 |
| Last Transfer Date | Jun 24, 2021 |
| Transfer Doc | 0379570189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 104 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5864 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | NOT AVAILABLE, CERTIFIED TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 104 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5864 |
| Document Number | 0381400389 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 38140/389 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 235 Months |
| Due | Jul 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 22, 2021 |
| Property Address | 104 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5864 |
| Document Number | 0379570189 |
| Book / Page | 37957 / 189 |
| Map Reference | LB 2503 FO 538 |
| Instrument Date | Jun 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 104 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5864 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 104 E SEVERN RIDGE RD, ANNAPOLIS, MD 21409-5864 |
| Document Number | 0313520270 |
| Book / Page | 031352 / 000270 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 104 E SEVERN RIDGE RD ANNAPOLIS MD 214095864, ANNAPOLIS, MD 21409-5864 |
| Document Number | 0313520270 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 031352/000270 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 13, 2037 |
The 2025 property tax bill for 104 E Severn Ridge Rd was $5,744 with a homeowner's exemption, up 2% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $544,400 (+5.16%) | $571,100 (-) Land $383,100 Building $188,000 | |
| 2025 | $5,744.00 (+2.04%) Homeowner's exemption | $517,700 | $571,100 Land $383,100 Building $188,000 |
| 2024 | $5,629.00 (+12.13%) | ||
| 2023 | $5,020.00 Homeowner's exemption | $488,633 | $491,000 Land $331,100 Building $159,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 E Severn Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1999–2003) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 E Severn Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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