106 E Mechanic St, Yale, MI 48097 Property Records

St. Clair County property record for 106 E Mechanic St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,534 sqft · built 1925
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,949 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-08-510-0022-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-510-0022-000`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,694 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	12,632 sqft (0.29 acres)
Lot Depth	249 ft Depth
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	106 E MECHANIC ST
City	YALE
State	MI
Zip	48097-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOT 2 BLK 2, BEG S 89D 59M 53S E 2.75' FROM NW COR LOT 2, TH S 89D 59M 53S E 51.25', TH S 0D 7M 28S W 248.48',
Legal Subdivision	TO BEG ROBERT MENEREYS ADD
Legal Block	2
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1038
Census Tract	655100

Owner

Source: St. Clair County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7191 JORDAN RD, YALE, MI 48097-3706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 11, 2006
Transfer Doc	003553/112
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 25, 2026
Property Address	106 E MECHANIC ST, YALE, MI 48097-3431
Document Number	0000019538
Book / Page	5968 / 441
Instrument Date	Sep 23, 2026
Instrument	202619538
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E MECHANIC ST, YALE, MI 48097-3431

Mortgage

Document Number	0000019538,
Date	Sep 25, 2026
Book Page	5968/441
Instrument	202619538

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,800 (+27.21%)	$221,600 (+27.21%)
2025	$1,949.00 (+4.06%) Homeowner's exemption	$87,100 (+16.6%)
2024	$1,873.00 (+8.58%)		$174,200 (+16.6%)
2023		$74,700
2022	$1,725.00		$149,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
AVS Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20