St. Clair County property record for 105 E Mechanic St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,136 sqft · built 1950 |
| Lot Size | 0.372 acres (16,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,000 (Dec 2021) |
| Tax Bill | $3,321 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Sep 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-510-0019-000 |
| Primary APN | 74-08-510-0019-000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,136 sqft Living Area |
| 1st Floor Area | 1,155 sqft |
| Basement Area | 925 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 16,204 sqft (0.372 acres) |
| Lot Dimensions | 145 ft deep x 99 ft wide |
| Garage Area | 836 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 105 E MECHANIC ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-3429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 & E 1/2 OF LOT 22 EXC N 40 FT OF W 3 FT OF E 1/2 LOT 22 BLK 1 ROBERT MENEREYS ADDITION TO THE VILLAGE OF BROCKWAY CENTER |
| Legal Subdivision | ROBERT MENEREYS ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 21-22 |
| Legal Unit | 21,22 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 655100 |
Source: St. Clair County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 E MECHANIC ST, YALE, MI 48097-3429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 17, 2021 | Intrafamily Transfer, Transfer |
| Aug 21, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on Record |
| Deed Sale | Dec 15, 2021 · Amount on Record |
| Prior Sale | Apr 22, 2015 · Amount on Record |
| Deed Document Number | 202135051 |
| Deed Book / Page | 5463 / 967 |
| Prior Transfer Date | Oct 7, 2020 |
| Prior Transfer Doc | 54221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 15, 2021 |
| Property Address | 105 E MECHANIC ST, YALE, MI 48097-3429 |
| Document Number | 0005463967 |
| Book / Page | 5463 / 967 |
| Map Reference | LB 4 PG 39 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2021035051 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | MARITIME TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 E MECHANIC ST, 105, YALE, MI 48097-3429 |
| Name | Verified Name |
|---|---|
| Address | 105 E MECHANIC ST, YALE, MI 48097-3429 |
| Document Number | 2021035052 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021035052 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 17, 2021 |
| Property Address | 105 E MECHANIC ST, YALE, MI 48097-3429 |
| Document Number | 54221 |
| Book / Page | 5422 / 1 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 2021026506 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 E MECHANIC ST, YALE, MI 48097-3429 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 105 E MECHANIC ST, YALE, MI 48097-3429 |
| Document Number | 0049160789 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2018 |
| Name | Verified Name |
|---|---|
| Address | 105 E MECHANIC ST YALE MI 480973429, YALE, MI 48097-3429 |
| Document Number | 0049160789 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 004916/000789 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,321.00 (-33.41%) Homeowner's exemption | $136,600 (+21.96%) | |
| 2024 | $4,987.00 (+8.58%) | $273,200 (+21.96%) | |
| 2023 | $112,000 | ||
| 2022 | $4,593.00 | $224,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AVS Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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