103 E Mechanic St, Yale, MI 48097 Property Records

St. Clair County property record for 103 E Mechanic St, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,668 sqft · built 1905
Lot Size	0.237 acres (10,324 sqft)
Owner	Individual Name on File
Last Sale	$349,000 (Nov 2024)
Tax Bill	$4,003 (2024)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-08-510-0020-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-510-0020-000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	2,668 sqft Living Area
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	104 ft deep x 66 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74085100020000
Street Address	103 E MECHANIC ST
City	YALE
State	MI
Zip	48097-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF LOT 22 & W 3' OF N 40' OF E 1/2 OF LOT 22 & S 20' OF LOT 1 EXC E 15' BLK 1 ALSO E 33' OF S 109.75' OF THAT LAND
Legal Range	14E
Legal Township	08N
Legal Section	14
Legal Subdivision	ROBERT MENEREYS ADDITION
Legal Block	1
Legal Lot Number	1,22
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1021
Census Tract	655100

Owner

Source: St. Clair County records · APN 74-08-510-0020-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21209 HUNTINGTON AVE, HARPER WOODS, MI 48225-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Sep 12, 2012 · Amount on Record
Deed Document Number	2024020154
Deed Book / Page	5764 / 789
Record Updated	Jun 07, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	103 E MECHANIC ST, YALE, MI 48097-3429
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004833/743
Date	May 24, 2017
Book Page	4833/743
Instrument	2017013712

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$164,700 (+22.64%)
2024	$4,003.00 (+8.57%)		$329,400 (+22.64%)
2023		$134,300
2022	$3,687.00		$268,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
Agri-Valley Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 285 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF YALE serves 1,900 people
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.