106 E Main St, Ute, IA 51060 Property Records

Monona County property record for 106 E Main St, Ute, IA 51060

Property Summary

Property TypeCommercial
Details2,400 sqft · built 2023
Lot Size0.082 acres (3,572 sqft)
Owner2 Individual Names on Record
Last Sale$15,000 (Oct 2011)
Tax Bill$1,252 (2025)
Deeds & MortgagesDec 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN844235226065

Property Details

APN / Parcel Number

Primary APN844235226065

Interior

Stories1 Story
Building Area2,400 sqft Gross Area
1st Floor Area2,400 sqft
Basement Area1,550 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,572 sqft (0.082 acres)
Lot Dimensions142 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address106 E MAIN ST
CityUTE
StateIA
Zip51060-7701
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 10 BLK 8
Legal SubdivisionTOWN OF UTE
JurisdictionMONONA IA
Township / Civil DivisionST. CLAIR
Census Block Group1
Census Block1095
Census Tract960400

Owner

Source: Monona County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1350 J AVE, CHARTER OAK, IA 51439-7601
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2011 · Amount on Record
Deed SaleOct 17, 2011 · Amount on Record
Deed Document Number20111473
Deed Book / Page90 / 85
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONONA IA
Property Address106 E MAIN ST, UTE, IA 51060-7701
Transaction TypeMortgage
Record UpdatedApr 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020231490
DateDec 12, 2023
Instrument2023-1490
Lender
NameBANK IOWA
TypeBank
AddressSCHLESWIG, IA 51461
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term246 Months
DueJun 15, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateIowa
CountyMonona County
MunicipalityUte City
Unified School DistrictCharter Oak-Ute Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,252.00$218,856 Land $3,550 Building $215,306$218,856 Land $3,550 Building $215,306
2024$1,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WATER SUPPLY
serves 338 people · EPA ID IA6762043
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Cable
1,500 / 50
Nextlink
Fixed Wireless
1,000 / 1,000
Windstream
DSL
200 / 20

May also be available: T-Mobile, Western Iowa Wireless.

Nearby Properties on E Main St

Nearby Streets

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