Monona County property record for 116 E Main St, Ute, IA 51060
| Property Type | Commercial |
|---|---|
| Details | 1,342 sqft · built 1920 |
| Lot Size | 0.082 acres (3,572 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $48 (2026) |
| Deeds & Mortgages | Dec 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 844235226063 |
| Primary APN | 844235226063 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,342 sqft Gross Area |
| 1st Floor Area | 956 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 3,572 sqft (0.082 acres) |
| Lot Dimensions | 142 ft deep x 25 ft wide |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 116 E MAIN ST |
|---|---|
| City | UTE |
| State | IA |
| Zip | 51060-7701 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 8 BLK 8 |
| Jurisdiction | MONONA IA |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1095 |
| Census Tract | 960400 |
Source: Monona County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1350 J AVE, CHARTER OAK, IA 51439-7601 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONA IA |
| Property Address | 116 E MAIN ST, UTE, IA 51060-7701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020231490 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 2023-1490 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Address | SCHLESWIG, IA 51461 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 246 Months |
| Due | Jun 15, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Monona County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Monona County |
| Municipality | Ute City |
| Unified School District | Charter Oak-Ute Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48.00 | $3,938 (+10.93%) Land $3,938 | $3,938 (+10.93%) Land $3,938 |
| 2025 | $48.00 | $3,550 Land $3,550 | $3,550 Land $3,550 |
| 2024 | $48.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WATER SUPPLY serves 338 people · EPA ID IA6762043 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable | 1,500 / 50 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
May also be available: T-Mobile, Western Iowa Wireless.
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