102 E Main St, Ute, IA 51060 Property Records

Monona County property record for 102 E Main St, Ute, IA 51060 · Last verified June 2026

Property Summary

Property Type	Commercial
Details	2,990 sqft · built 1902
Lot Size	0.082 acres (3,572 sqft)
Owner	2 Individual Names on File
Tax Bill	$48 (2025)
Deeds & Mortgages	Dec 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`844235226066`

Property Details

APN / Parcel Number

Primary APN	`844235226066`

Interior

Stories	2 Stories
Building Area	2,990 sqft Gross Area
1st Floor Area	1,758 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	142 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	102 E MAIN ST
City	UTE
State	IA
Zip	51060
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 11 BLK 8
Jurisdiction	MONONA IA
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1095
Census Tract	960400

Owner

Source: Monona County records · APN 844235226066

Assessment roll updated May 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1350 J AVE, CHARTER OAK, IA 51439-7601
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	102 E MAIN ST, UTE, IA 51060
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231490
Date	Dec 12, 2023
Instrument	2023-1490

Lender

Name	BANK IOWA
Type	Bank
Address	SCHLESWIG, IA 51461

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	246 Months
Due	Jun 15, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monona County records · Assessment roll updated May 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Ute City
Unified School District	Charter Oak-Ute Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48.00	$3,550 Land $3,550	$3,550 Land $3,550
2024	$48.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monona County (19133C), updated June 15, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Long Lines	Cable	1,500 / 50
AMG Technology Investment Group	Fixed Wireless (unlicensed)	1,000 / 1,000
Uniti Group	DSL	200 / 20

May also be available at this address: T-Mobile USA, Western Iowa Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.