Talbot County property record for 106 E Division St, Oxford, MD 21654
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,378 sqft · built 1940 |
| Lot Size | 0.419 acres (18,255 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,800,000 (Sep 2026) |
| Tax Bill | $12,122 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 03-117782 |
| Primary APN | 03-117782 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,378 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,255 sqft (0.419 acres) |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 322 sqft |
| Carport | Carport |
| Carport Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 360 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 20 sqft |
| Deck Area | 272 sqft |
| Patio Area | 256 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 117782 |
|---|---|
| Street Address | 106 E DIVISION ST |
| City | OXFORD |
| State | MD |
| Zip | 21654-1265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18,255 SF S/S DIVISION ST OXFORD |
| Legal Subdivision | WALLACE SCOTT J LAND SURV |
| Legal Lot Number | 18 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 3, TRAPPE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 960900 |
Source: Talbot County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5707 GLOSTER RD, BETHESDA, MD 20816-2055 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed, Transfer · Conventional Mortgage WELLS FARGO |
| May 6, 2026 | Deed, Transfer EASTERN SHORE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on Record |
| Deed Sale | Sep 11, 2026 · Amount on Record |
| Prior Sale | May 6, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 3296 / 97 |
| Transfer Doc | 0000000027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Sep 11, 2026 |
| Property Address | 106 E DIVISION ST, OXFORD, MD 21654-1265 |
| Document Number | 3296000097 |
| Book / Page | 3296 / 97 |
| Instrument Date | Sep 3, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | EASTERN TITLE, EASTERN SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $181,800.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5707 GLOSTER RD, BETHESDA, MD 20816-2055 |
| Document Number | 3296000101, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 3296/101 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | May 6, 2026 |
| Property Address | 106 E DIVISION ST, OXFORD, MD 21654-1265 |
| Document Number | 3264000458 |
| Book / Page | 3264 / 458 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | EASTERN SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $164,125.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8407 GREENSPRING AVE, BALTIMORE, MD 21208-1910 |
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | Oxford Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,122.00 (+4.4%) | $1,080,600 (+3.04%) Land $673,600 Building $407,000 | $1,080,600 (-) Land $673,600 Building $407,000 |
| 2025 | $11,611.00 (+11.48%) | $1,048,700 (+6.48%) | $1,080,600 (+9.72%) Land $673,600 Building $407,000 |
| 2023 | $10,415.00 | $984,900 Land $673,600 Building $311,300 | $984,900 Land $673,600 Building $311,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 282 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 305 units insured incl. 23 condo units |
| Nearby Flood Claims | 227 (1979–2024) |
| Claims Outside the SFHA | 19 of 227 |
| Most Recent Claim | Oct 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OXFORD serves 726 people · EPA ID MD0200005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures