105 E Division St, Oxford, MD 21654 Property Records

Talbot County property record for 105 E Division St, Oxford, MD 21654 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1977
Lot Size	0.32 acres (13,935 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jun 2024)
Tax Bill	$6,771 (2025)
Flood Zone	Zone AE (high risk)
APN	`03-115275`

Property Details

APN / Parcel Number

Primary APN	`03-115275`
Alternative APNs	`3115275` `115275`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,935 sqft (0.32 acres)
Garage Type	Detached
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	115275
Street Address	105 E DIVISION ST
City	OXFORD
State	MD
Zip	21654-1266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13,935 SF N/S DIVISION ST OXFORD
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	2
Census Block	2015
Census Tract	960900

Owner

Source: Talbot County records · APN 03-115275

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	106 DUKE ST, ALEXANDRIA, VA 22314-3804
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Municipality	Oxford Town
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,700 (+8.87%) Land $471,100 Building $152,600	$623,700 (+8.87%) Land $471,100 Building $152,600
2025	$6,771.00 (+91.92%)
2023	$3,528.00 Homeowner's exemption	$572,900 Land $456,600 Building $116,300	$572,900 Land $456,600 Building $116,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240419609002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 282 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	305 units insured (23 under condo master policies) 168 of 282 individual policies on primary residences
Nearby Flood Claims	227 (1979–2024)
Claims Outside the SFHA	19 of 227
Most Recent Claim	Oct 2024, other causes
Flood Events	Hurricane Sandy (Oct 2012), 3 claims Hurricane Isabel (Sep 2003), 128 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 4 claims

Wildfire

Wildfire Risk	Low above 3% of the US · above 6% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.