Talbot County property record for 102 E Division St, Oxford, MD 21654
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,357 sqft · built 1949 |
| Lot Size | 0.212 acres (9,248 sqft) |
| Owner | Individual Name on File |
| Last Sale | $357,500 (Dec 2020) |
| Tax Bill | $3,656 (2025) |
| Deeds & Mortgages | Dec 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 03-130282 |
| Primary APN | 03-130282 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,357 sqft Total Area |
| Attic | Attic |
| Attic Area | 418 sqft |
| Utility Area | 418 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,248 sqft (0.212 acres) |
| Lot Dimensions | 100 ft deep x 92 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 250 sqft |
| Deck Area | 256 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 130282 |
|---|---|
| Street Address | 102 E DIVISION ST |
| City | OXFORD |
| State | MD |
| Zip | 21654-1265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9,237 SF S/S DIVISION ST JACKS POINT P 37/57 |
| Legal Subdivision | LAND OF LOUIS E HAYES JR & RUTH E HAYES |
| Legal Lot Number | 9,237 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 3, TRAPPE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 960900 |
Source: Talbot County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 E DIVISION ST, OXFORD, MD 21654-1265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 1, 2020 · Amount on Record |
| Deed Sale | Dec 1, 2020 · Amount on Record |
| Prior Sale | Dec 11, 2007 · Amount on Record |
| Deed Book / Page | 2777 / 148 |
| Prior Transfer Date | Jan 20, 2015 |
| Prior Transfer Doc | 0022310175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Dec 1, 2020 |
| Property Address | 102 E DIVISION ST, OXFORD, MD 21654-1265 |
| Document Number | 0027770148 |
| Book / Page | 002777 / 000148 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2020 |
| Title Company | EASTERN MT TITLE COMPANY, EASTERN SHR TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $358.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 E DIVISION ST OXFORD MD 216541265, OXFORD, MD 21654-1265 |
Source: Talbot County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | Oxford Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,500 (+6.63%) Land $88,700 Building $337,800 | $426,500 (-) Land $88,700 Building $337,800 | |
| 2025 | $3,656.00 (+9.49%) Homeowner's exemption | $399,967 (+15.3%) | $426,500 (+22.95%) Land $88,700 Building $337,800 |
| 2023 | $3,339.00 Homeowner's exemption | $346,900 Land $88,700 Building $258,200 | $346,900 Land $88,700 Building $258,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 282 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 305 units insured incl. 23 condo units |
| Nearby Flood Claims | 227 (1979–2024) |
| Claims Outside the SFHA | 19 of 227 |
| Most Recent Claim | Oct 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OXFORD serves 726 people · EPA ID MD0200005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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