106 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 106 E Beach Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 2,502 sqft · built 2021
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$975,000 (Aug 2021)
Tax Bill$4,631 (2025)
Deeds & MortgagesJul 2022 Transfer
Aug 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN234MC021

Property Details

APN / Parcel Number

Primary APN234MC021
Alternative APNs
  • 205618417015
  • 80115910
  • 80130037

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,502 sqft Heated Area
Gross Area3,030 sqft
1st Floor Area576 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialFiber Cement Siding
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialShingle
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80130037
Street Address106 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465-6971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL-13 B-61 LB PL 2.5/182
Legal SubdivisionLONG BEACH
Legal Block61
Legal Lot Number13
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1023
Census Tract20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address8905 CARNEROS CREEK RD, CHARLOTTE, NC 28214-2287
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Intrafamily Transfer, Transfer
Aug 26, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2021 · Amount on Record
Deed SaleAug 26, 2021 · Amount on Record
Prior SaleMay 24, 2018 · Amount on Record
Deed Book / Page4690 / 1307
Last Transfer DateJul 19, 2022
Transfer Doc0048870993
Record UpdatedOct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBRUNSWICK NC
Recording DateJul 25, 2022
Property Address106 E BEACH DR, OAK ISLAND, NC 28465-6971
Document Number0048870993
Book / Page4887 / 993
Map ReferenceMB 2 1/2 PG 182
Instrument DateJul 19, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8905 CARNEROS CREEK RD, 8905, CHARLOTTE, NC 28214-2287

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address8905 CARNEROS CREEK RD, CHARLOTTE, NC 28214-2287

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateAug 26, 2021
Property Address106 E BEACH DR, OAK ISLAND, NC 28465-6971
Document Number0046901307
Book / Page4690 / 1307
Map ReferenceMB 2 1/2 PG 182
Instrument DateAug 26, 2021
Transaction TypeTransfer
Record UpdatedSep 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 957, OAK ISLAND, NC 28465-6859

Transferred To (Grantee/Buyer)

NameVerified Name
Address8905 CARNEROS CREEK RD, CHARLOTTE, NC 28214-2287

Mortgage

Document Number46901310
DateAug 26, 2021
Instrument4690/1310
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,212,180 (-) Land $445,000 Building $767,180$1,212,180 (-) Land $445,000 Building $767,180
2025$4,631.00 (-7.93%)$1,212,180 (-) Land $445,000 Building $767,180$1,212,180 (-) Land $445,000 Building $767,180
2024$5,030.00
2023$1,212,180 Land $445,000 Building $767,180$1,212,180 Land $445,000 Building $767,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 613 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies613 in force
Nearby Flood Claims123 (1989–2025)
Most Recent ClaimMar 2025
Claims by Event
  • Hurricane Isaias, Aug 2020 · 94 claims
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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