Brunswick County property record for 105 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 2,550 sqft · built 2019 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,100,000 (Oct 2025) |
| Tax Bill | $5,147 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Apr 2023 Second Mortgage + 3 more |
| Flood Zone | Zone VE (high risk) |
| APN | 234ME019 |
| Primary APN | 234ME019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,550 sqft Heated Area |
| Gross Area | 3,682 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood Shingle |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,536 sqft (0.173 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80174193 |
|---|---|
| Street Address | 105 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-13 B-62 LB PL 2.5/182 |
| Legal Subdivision | TOWN OF LONG BEACH |
| Legal Block | 62 |
| Legal Lot Number | 13 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 20314 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 HEMAN ST, EDISON, NJ 08837-3059 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Apr 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWNEBANK |
| Oct 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage NORTH STATE BANK |
| Jul 15, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 9, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on Record |
| Deed Sale | Oct 6, 2025 · Amount on Record |
| Prior Sale | Jul 15, 2019 · Amount on Record |
| Deed Book / Page | 5434 / 40 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 105 E BEACH DR, OAK ISLAND, NC 28465 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4709 NORAS PATH RD, CHARLOTTE, NC 28226-3465 |
| Document Number | 0047030373 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 4703/373 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 105 E BEACH DR, OAK ISLAND, NC 28465 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4709 NORAS PATH RD, CHARLOTTE, NC 28226-3465 |
| Document Number | 0049950911 |
|---|---|
| Date | Apr 5, 2023 |
| Book Page | 4995/911 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28211 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Oct 6, 2025 |
| Property Address | 105 E BEACH DR, OAK ISLAND, NC 28465 |
| Document Number | 0054340040 |
| Book / Page | 5434 / 40 |
| Map Reference | MB 2 1/2 PG 182 |
| Instrument Date | Sep 27, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1629 MARGARET RIDGE DR, MATTHEWS, NC 28105-5095 |
| Name | Verified Name |
|---|---|
| Address | 40 HEMAN ST, EDISON, NJ 08837-3059 |
| Document Number | 0000543442 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 5434/42 |
| Name | NORTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jul 15, 2019 |
| Property Address | 105 E BEACH DR, OAK ISLAND, NC 28465 |
| Document Number | 0042170325 |
| Book / Page | 004217 / 000325 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4709 NORAS PATH RD CHARLOTTE NC 282263465, CHARLOTTE, NC 28226-3465 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Oct 9, 2018 |
| Property Address | 105 E BEACH DR, OAK ISLAND, NC 28465 |
| Document Number | 0041120199 |
| Book / Page | 004112 / 000199 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1527 MILLBRIDGE PKWY WAXHAW NC 281734507, WAXHAW, NC 28173-4507 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,353,000 (+3.08%) Land $575,000 Building $778,000 | $1,353,000 (+3.08%) Land $575,000 Building $778,000 | |
| 2025 | $5,147.00 (-7.43%) | $1,312,550 (-) Land $575,000 Building $737,550 | $1,312,550 (-) Land $575,000 Building $737,550 |
| 2024 | $5,560.00 | ||
| 2023 | $1,312,550 Land $575,000 Building $737,550 | $1,312,550 Land $575,000 Building $737,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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