102 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 102 E Beach Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,248 sqft · built 2021
Lot Size0.178 acres (7,754 sqft)
OwnerIndividual Name on Record
Tax Bill$4,437 (2025)
Deeds & MortgagesMay 2022 Mortgage
Mar 2021 Line of Credit
Flood ZoneZone AE (high risk)
APN234MC023

Property Details

APN / Parcel Number

Primary APN234MC023
Alternative APNs
  • 205618416016
  • 35575770

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,248 sqft Heated Area
Gross Area3,100 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialFiber Cement Siding
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialShingle
Lot Area7,754 sqft (0.178 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number35575770
Street Address102 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465-6971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL-15 B-61 LB PLAT 2.5/189
Legal SubdivisionWEST LONG BEACH
Legal Block61
Legal Lot Number15
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1023
Census Tract20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address157 BEAVERBROOK CT, DANVILLE, VA 24541-3366
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NATIONAL BANK & TRUST CO
Mar 23, 2021Deed of Trust, Mortgage · Line of Credit
AMERICAN NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address102 E BEACH DR, OAK ISLAND, NC 28465-6971
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048460387
DateMay 6, 2022
Book Page4846/387
Lender
NameAMERICAN NATIONAL BANK & TRUST CO
TypeBank
AddressDANVILLE, VA 24541
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2037

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address102 E BEACH DR, OAK ISLAND, NC 28465-6971
Transaction TypeMortgage
Record UpdatedAug 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 BEAVERBROOK CT, DANVILLE, VA 24541-3366

Mortgage

Document Number0045770736
DateMar 23, 2021
Book Page4577/736
Lender
NameAMERICAN NATIONAL BANK & TRUST CO
TypeBank
AddressDANVILLE, VA 24541
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,146,020 (-) Land $445,000 Building $701,020$1,146,020 (-) Land $445,000 Building $701,020
2025$4,437.00$1,146,020 (-) Land $445,000 Building $701,020$1,146,020 (-) Land $445,000 Building $701,020
2023$1,146,020 Land $445,000 Building $701,020$1,146,020 Land $445,000 Building $701,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 613 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies613 in force
Nearby Flood Claims123 (1989–2025)
Most Recent ClaimMar 2025
Claims by Event
  • Hurricane Isaias, Aug 2020 · 94 claims
  • Hurricane Matthew, Oct 2016 · 6 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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