106 E 1st St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 106 E 1st St, Chattanooga, TN 37403

Property Summary

Property Type	Condominium
Details	2,300 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Aug 2020)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135L B 009 C106`

Property Details

APN / Parcel Number

Primary APN	`135L B 009 C106`
Alternative APN	`0000151082`

Interior

Stories	1 Story
Building Area	2,300 sqft Living Area

Exterior

Year Built	Built 2003
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000151082
Street Address	106 E 1ST ST
City	CHATTANOOGA
State	TN
Zip	37403-1128
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 4 1ST STREET FIRST AND MARKET SUB PB 60 PG 36 REV 68-8 REV 121-49 OUT OF 135L-B-009 FOR 2004
Legal Subdivision	STREET FIRST & MARKET SUB
Legal Unit	4
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2013
Census Tract	3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 E 1ST ST, CHATTANOOGA, TN 37403-1128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Jan 23, 2006 · Amount on Record
Deed Document Number	2020081700207
Deed Book / Page	12115 / 737
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 17, 2020
Property Address	106 E 1ST ST, CHATTANOOGA, TN 37403-1128
Document Number	0817000207
Book / Page	012115 / 000737
Instrument Date	Aug 14, 2020
Instrument	200817000207
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 E 1ST ST CHATTANOOGA TN 374031128, CHATTANOOGA, TN 37403-1128

Mortgage

Document Number	817000208
Date	Aug 17, 2020
Book Page	012115/000740
Instrument	200817000208

Lender

Name	CME LNDG GROUP LLC
Address	CHESTERTON, IN 46304

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,492.00 (-10.87%)	$164,425 (+31.54%)	$657,700 (+31.54%) Land $135,000 Building $522,700
2024	$2,796.00	$125,000 (-)	$500,000 (-) Land $100,000 Building $400,000
2023	$2,796.00	$125,000 (-)	$500,000 (-) Land $100,000 Building $400,000
2022	$2,796.00	$125,000	$500,000 Land $100,000 Building $400,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20