100 E 1st St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 100 E 1st St, Chattanooga, TN 37403

Property Summary

Property Type	Condominium
Details	2,300 sqft · built 2003
Lot Size	0.53 acres (23,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jun 2023)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135L B 009 C100`

Property Details

APN / Parcel Number

Primary APN	`135L B 009 C100`
Alternative APN	`0000151079`

Interior

Stories	1 Story
Building Area	2,300 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	23,111 sqft (0.53 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000151079
Street Address	100 E 1ST ST
City	CHATTANOOGA
State	TN
Zip	37403-1128
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 1 1ST STREET FIRST AND MARKET SUB PB 60 PG 36 REV 68-8 REV 121-49 OUT OF 135L-B-009 FOR 2004
Legal Subdivision	FIRST & MARKET CONDOMINIUMS
Legal Unit	1
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2013
Census Tract	3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 E 1ST ST, 1, CHATTANOOGA, TN 37403-1128
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA
Oct 18, 2017	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC
Jul 13, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST TENNESSEE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	2023122
Deed Book / Page	13310 / 252
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 6, 2023
Property Address	100 E 1ST ST, CHATTANOOGA, TN 37403-1128
Document Number	0000000122
Book / Page	13310 / 252
Map Reference	MB 11124 PG 354
Instrument Date	Jun 1, 2023
Instrument	2023060600122
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E 1ST ST # 1, 1, CHATTANOOGA, TN 37403-1128

Mortgage

Document Number	0000000123
Date	Jun 6, 2023
Instrument	2023060600123

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	Other
Max Rate	10.2%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	100 E 1ST ST, CHATTANOOGA, TN 37403-1128
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	100 E 1ST ST #1 CHATTANOOGA TN 374031128, 1, CHATTANOOGA, TN 37403-1128

Mortgage

Document Number	203000328
Date	Feb 3, 2020
Book Page	011897/000544
Instrument	200203000328

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 2, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 18, 2017
Property Address	100 E 1ST ST, CHATTANOOGA, TN 37403-1128
Document Number	0000000099
Book / Page	011182 / 000114
Instrument Date	Oct 11, 2017
Instrument	99
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$1,831.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7710 DAWBERRY CT ORLANDO FL 328194927, ORLANDO, FL 32819-4927

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 13, 2017
Property Address	100 E 1ST ST, CHATTANOOGA, TN 37403-1128
Document Number	0000000145
Book / Page	11100 / 356
Map Reference	MB60 PG36
Instrument Date	Jul 1, 2017
Instrument	2017071300145
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,709.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E 1ST ST, CHATTANOOGA, TN 37403-1128

Mortgage

Document Number	0000000146
Date	Jul 13, 2017
Instrument	2017071300146

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 11, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,492.00 (-10.87%)	$164,425 (+31.54%)	$657,700 (+31.54%) Land $135,000 Building $522,700
2024	$2,796.00	$125,000 (-)	$500,000 (-) Land $100,000 Building $400,000
2023	$2,796.00	$125,000 (-)	$500,000 (-) Land $100,000 Building $400,000
2022	$2,796.00	$125,000	$500,000 Land $100,000 Building $400,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

100 E 1st St, Chattanooga, TN 37403 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 1st St

Nearby Streets

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