104 E 1st St, Chattanooga, TN 37403 Property Records

Hamilton County property record for 104 E 1st St, Chattanooga, TN 37403

Property Summary

Property TypeCondominium
Details2,300 sqft · built 2003
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$400,000 (Mar 2015)
Tax Bill$2,492 (2025)
Deeds & MortgagesDec 2025 Transfer
Jun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN135L B 009 C104

Property Details

APN / Parcel Number

Primary APN135L B 009 C104
Alternative APN
  • 0000151081

Interior

Stories1 Story
Building Area2,300 sqft Living Area

Exterior

Year BuiltBuilt 2003
Lot Area43,560 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000151081
Street Address104 E 1ST ST
CityCHATTANOOGA
StateTN
Zip37403-1128
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 3 1ST STREET FIRST AND MARKET SUB PB 60 PG 36 REV 68-8 REV 121-49 OUT OF 135L-B-009 FOR 2004
Legal SubdivisionSTREET FIRST & MARKET SUB
Legal Unit3
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2013
Census Tract3100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address104 E 1ST ST, CHATTANOOGA, TN 37403-1128
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Intrafamily Transfer, Transfer
Jun 9, 2021Deed of Trust, Mortgage · Line of Credit
SOUTHEAST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2015 · Amount on Record
Deed SaleMar 3, 2015 · Amount on Record
Prior SaleJun 24, 2015 · Amount on Record
Deed Document Number0000000010
Deed Book / Page010410 / 000179
Last Transfer DateDec 19, 2025
Transfer Doc0000000068
Record UpdatedJun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateDec 19, 2025
Property Address104 E 1ST ST, CHATTANOOGA, TN 37403-1128
Document Number0000000068
Book / Page14143 / 387
Map ReferenceMB 7206 PG 254
Instrument DateDec 15, 2025
Instrument2025121900068
Transaction TypeTransfer
Record UpdatedDec 30, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address104 E 1ST ST, CHATTANOOGA, TN 37403-1128

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address104 E 1ST ST, CHATTANOOGA, TN 37403-1128
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000124
DateJun 9, 2021
Book Page12519/417
Instrument2021060900124
Lender
NameSOUTHEAST BANK
TypeBank
AddressCHATTANOOGA, TN 37450
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,492.00 (-10.87%)$164,425 (+31.54%)$657,700 (+31.54%) Land $135,000 Building $522,700
2024$2,796.00$125,000 (-)$500,000 (-) Land $100,000 Building $400,000
2023$2,796.00$125,000 (-)$500,000 (-) Land $100,000 Building $400,000
2022$2,796.00$125,000$500,000 Land $100,000 Building $400,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

Nearby Properties on E 1st St

Nearby Streets

Search Property Records by Address or Parcel Number