104 Covington Ct, Ridgeland, MS 39157 Property Records

Madison County property record for 104 Covington Ct, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	3 bd · 7 ba · 3,792 sqft · built 1996
Lot Size	0.33 acres (14,391 sqft)
Owner	2 Individual Names on Record
Last Sale	$787,800 (Oct 2026)
Tax Bill	$3,090 (2025)
Deeds & Mortgages	Oct 2026 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071F-24C-019`

Property Details

APN / Parcel Number

Primary APN	`071F-24C-019`
Alternative APNs	`071F-24C-019/00.00` `5574`

Interior

Bedrooms	3 Beds
Full Baths	7 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,792 sqft Adjusted Area
Gross Area	2,947 sqft
1st Floor Area	2,947 sqft
2nd Floor Area	527 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,391 sqft (0.33 acres)
Pool Area	504 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	5574
Street Address	104 COVINGTON CT
City	RIDGELAND
State	MS
Zip	39157-8706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 CANTERBURY PART I
Legal Range	01E
Legal Township	07N
Legal Section	24
Legal Subdivision	CANTERBURY PT 1
Legal Lot Number	14
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1020
Census Tract	30205

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 COVINGTON CT, RIDGELAND, MS 39157-8706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2026 · Amount on Record
Deed Sale	Oct 7, 2026 · Amount on Record
Deed Document Number	20261060761
Deed Book / Page	4738 / 608
Prior Transfer Date	Aug 25, 2026
Prior Transfer Doc	0001060761
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Oct 7, 2026
Property Address	104 COVINGTON CT, RIDGELAND, MS 39157-8706
Document Number	0001060761
Book / Page	4738 / 608
Instrument Date	Aug 25, 2026
Instrument	20261060761
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ALLEGIANT REVERSE SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 COVINGTON CT, RIDGELAND, MS 39157-8706

Mortgage

Document Number	0001060761,
Date	Oct 7, 2026
Book Page	4738/611
Instrument	20261060761

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	858 Months
Due	Apr 12, 2098

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	4738000627,
Date	Oct 7, 2026
Book Page	4738/627

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	864 Months
Due	Apr 12, 2098

Interest

Rate	13%
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,090.00 Homeowner's exemption	$37,737 (-)	$377,370 (-) Land $50,000 Building $327,370
2024	$3,090.00
2023	$3,090.00 Homeowner's exemption	$37,737	$377,370 Land $50,000 Building $327,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2000–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: NETSPEEDMS, T-Mobile, Verizon.

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