106 Clark Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 106 Clark Rd, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,160 sqft · built 1960
Lot Size	0.574 acres (25,000 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (May 2019)
Tax Bill	$3,348 (2026)
Deeds & Mortgages	May 2021 Refinance May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U27 B:00066 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U27 B:00066 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	2,344 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,000 sqft (0.574 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	106 CLARK RD
City	SPENCER
State	MA
Zip	01562-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Block	66
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3015
Census Tract	726100

Owner

106 Clark Rd is owned and occupied by an individual who bought it in May 2019.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	106 CLARK RD, SPENCER, MA 01562-3126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU
May 10, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CORNERSTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2019 · Amount on File
Deed Sale	May 10, 2019 · Amount on File
Prior Sale	Jul 14, 1998 · Amount on File
Deed Document Number	201942086
Deed Book / Page	60389 / 241
Prior Transfer Date	Apr 3, 2019
Prior Transfer Doc	60389-241
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	106 CLARK RD, SPENCER, MA 01562-3126
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65233-137
Date	May 24, 2021
Book Page	65233/137
Instrument	71677

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	May 10, 2019
Property Address	106 CLARK RD, SPENCER, MA 01562-3126
Document Number	60389-241
Book / Page	60389 / 241
Instrument Date	Apr 3, 2019
Instrument	42086
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CLARK RD, SPENCER, MA 01562-3126

Mortgage

Document Number	42087
Date	May 10, 2019
Instrument	42087

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 106 Clark Rd was $3,348, up 9,747.1% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,348.00 (+9,747.06%)	$304,900 (+3.22%) Land $61,900 Building $243,000	$366,772 (+51.82%)
2025	$34.00 (-98.93%)	$295,400 (+6.41%) Land $53,900 Building $241,500	$241,585
2024	$3,176.00 (+5.59%)	$277,600 (+11.31%) Land $53,900 Building $223,700
2023	$3,008.00	$249,400 Land $53,900 Building $195,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Clark Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Clark Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Clark Rd

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