102 Clark Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 102 Clark Rd, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,908 sqft · built 1968
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$271,700 (Jul 2017)
Tax Bill	$52 (2025)
Deeds & Mortgages	Jan 2021 Refinance Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U27 B:00068 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U27 B:00068 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,908 sqft Living Area
Gross Area	5,324 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	102 CLARK RD
City	SPENCER
State	MA
Zip	01562-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	68
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3015
Census Tract	726100

Owner

Source: Worcester County and Spencer Town records · APN SPEN M:00U27 B:00068 L:00000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	102 CLARK RD, SPENCER, MA 01562-3126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 28, 2017	Quit Claim Deed, Transfer MACKINAC SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Deed Book / Page	57498 / 29
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	102 CLARK RD, SPENCER, MA 01562-3126
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064329-208
Date	Jan 27, 2021
Book Page	64329/208
Instrument	12385

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2041

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Jul 28, 2017
Property Address	102 CLARK RD, SPENCER, MA 01562-3126
Document Number	57498-29
Book / Page	57498 / 29
Instrument	81501
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$30.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CLARK RD, SPENCER, MA 01562-3126

Mortgage

Document Number	574980033
Date	Jul 28, 2017
Instrument	57498/0033

Lender

Name	MACKINAC SAVINGS BANK FSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2047

Interest

Rate	3.75%
Max Rate At Change	80.1%
Max Rate	2.25%

Tax Assessment & Valuation

Source: Worcester County and Spencer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$52.00 (-98.99%)	$449,900 (+0.33%) Land $47,500 Building $402,400	$431,015
2024	$5,130.00 (+6.74%)	$448,400 (+12.52%) Land $47,500 Building $400,900
2023	$4,806.00	$398,500 Land $47,500 Building $351,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277261003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 37 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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