100 Clark Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 100 Clark Rd, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,434 sqft · built 1962
Lot Size	0.196 acres (8,555 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Sep 2022)
Tax Bill	$3,399 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U27 B:00069 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U27 B:00069 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Gross Area	1,464 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,555 sqft (0.196 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	100 CLARK RD
City	SPENCER
State	MA
Zip	01562-3126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	PARCEL 02
Legal Block	69
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3015
Census Tract	726100

Owner

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 CLARK RD, SPENCER, MA 01562-3126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · ARM MILLBURY NATIONAL BANK
Sep 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MILLBURY NATIONAL BANK
Jan 26, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2022 · Amount on Record
Deed Sale	Sep 27, 2022 · Amount on Record
Prior Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	2022105883
Deed Book / Page	68272 / 229
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	100 CLARK RD, SPENCER, MA 01562-3126
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069749-378
Date	Oct 12, 2023
Book Page	69749/378
Instrument	84945

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Oct 6, 2028
Index	5-Year CMT

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Sep 27, 2022
Property Address	100 CLARK RD, SPENCER, MA 01562-3126
Document Number	068272-229
Book / Page	68272 / 229
Instrument Date	Sep 27, 2022
Instrument	105883
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CLARK RD, SPENCER, MA 01562-3126

Mortgage

Document Number	0000105884
Date	Sep 27, 2022
Instrument	105884

Lender

Name	MILLBURY NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 28, 2023
Max Rate At Change	12.5%
Index	LIBOR

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Jan 26, 2021
Property Address	100 CLARK RD, SPENCER, MA 01562-3126
Document Number	64322-132
Book / Page	64322 / 132
Instrument Date	Nov 23, 2020
Instrument	11949
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 CLARK RD, SPENCER, MA 01562-3126

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,399.00 (+9,611.43%)	$309,600 (+3.17%) Land $51,000 Building $258,600	$339,537 (-7.69%)
2025	$35.00 (-98.91%)	$300,100 (+6.87%) Land $44,300 Building $255,800	$367,840
2024	$3,212.00 (+54.27%)	$280,800 (+62.69%) Land $44,300 Building $236,500
2023	$2,082.00	$172,600 Land $44,300 Building $128,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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