Monroe County property record for 106 Andros Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 4,443 sqft · built 2002 |
| Lot Size | 0.33 acres (14,401 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $8,050,000 (Jun 2006) |
| Tax Bill | $85,286 (2023) |
| Flood Zone | Zone AE (high risk) |
| APN | 00570400-000000 |
| Primary APN | 00570400-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,443 sqft Living Area |
| 1st Floor Area | 4,443 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 14,401 sqft (0.33 acres) |
| Garage Area | 1,640 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 2,250 sqft |
| Deck Area | 1,750 sqft |
| Patio Area | 1,750 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1703681 |
|---|---|
| Old Parcel Number | 07594100570400000000 |
| Street Address | 106 ANDROS RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 10 LT 11 AND ADJ PARCEL OF LAND OCEAN REEF PLAT 1 AMD KEY LARGO OR409-175-176 OR673-136 OR763-767 OR1203-583/84P/R |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 1 AMD |
| Legal Block | 10 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 972700 |
The current owner of 106 Andros Rd bought it in June 2006.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 106 ANDROS RD, KEY LARGO, FL 33037-5204 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2006 · Amount on File |
| Deed Sale | Jun 19, 2006 · Amount on File |
| Deed Document Number | 1588086 |
| Deed Book / Page | 2217 / 1409 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,992,223 (+2.29%) Land $15,167,476 Building $3,824,747 | $18,992,223 (+2.29%) Land $15,167,476 Building $3,824,747 | |
| 2024 | $18,566,274 (+4.26%) Land $14,724,795 Building $3,841,479 | $18,566,274 (+4.26%) Land $14,724,795 Building $3,841,479 | |
| 2023 | $85,286.00 (+22.12%) | $17,806,900 (+30.01%) Land $13,633,096 Building $4,173,804 | $17,806,900 (+30.01%) Land $13,633,096 Building $4,173,804 |
| 2022 | $69,840.00 | $13,696,411 Land $9,491,396 Building $4,205,015 | $13,696,411 Land $9,491,396 Building $4,205,015 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Andros Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Andros Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
4G LTE only, no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures