Monroe County property record for 101 Andros Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,901 sqft · built 1989 |
| Lot Size | 0.307 acres (13,392 sqft) |
| Owner | Owner Name on File |
| Last Sale | $800,000 (Apr 2001) |
| Tax Bill | $61,987 (2023) |
| Flood Zone | Zone VE (high risk) |
| APN | 00570450-000000 |
| Primary APN | 00570450-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,901 sqft Living Area |
| 1st Floor Area | 1,911 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 13,392 sqft (0.307 acres) |
| Garage Area | 330 sqft |
| Pool Area | 84 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 865 sqft |
| Deck Area | 1,800 sqft |
| Patio Area | 1,904 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1703737 |
|---|---|
| Old Parcel Number | 07594100570450000000 |
| Street Address | 101 ANDROS RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 10 LT 16 OCEAN REEF PLAT #1 AMD KEY LARGO PB5-72 OR456-757/758 SEE DEATH CERTIFICATE IN UNRECORDED FILE OR844-1268D/C |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 1 AMD |
| Legal Block | 10 |
| Legal Lot Number | 16 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 972700 |
The current owner of 101 Andros Rd bought it in April 2001.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 35 OCEAN REEF DR STE 200, 200, KEY LARGO, FL 33037-5259 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2001 · Amount on File |
| Deed Sale | Apr 12, 2001 · Amount on File |
| Deed Document Number | 0168800143 |
| Deed Book / Page | 01688 / 00143 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,623,245 Land $14,162,882 Building $460,363 | $14,623,245 Land $14,162,882 Building $460,363 | |
| 2023 | $61,987.00 (+28.4%) | $13,165,991 (+41.54%) Land $12,730,129 Building $435,862 | $13,165,991 (+41.54%) Land $12,730,129 Building $435,862 |
| 2022 | $48,278.00 | $9,301,958 Land $8,862,748 Building $439,210 | $9,301,958 Land $8,862,748 Building $439,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Andros Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Andros Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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