1. Home
  2. Florida
  3. Monroe County
  4. Key Largo
  5. Andros Rd

108 Andros Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 108 Andros Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 6,283 sqft · built 2013
Lot Size0.307 acres (13,360 sqft)
Owner2 Individual Names on File
Last Sale$21,400,000 (Jun 2021)
Tax Bill$143,004 (2023)
Deeds & MortgagesJun 2021 Sale
Flood ZoneZone VE (high risk)
APN00570380-000000

Property Details

APN / Parcel Number

Primary APN00570380-000000
Alternative APNs
  • 07594100570380000000
  • 1703664

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories3 Stories
Building Area6,283 sqft Living Area
1st Floor Area5,462 sqft
AtticAttic
Attic Area3,026 sqft
FlooringCeramic Tile
Interior WallsPlaster
ElevatorElevator

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2020
Exterior MaterialOther
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area13,360 sqft (0.307 acres)
View / LotWaterfront
Garage TypeCarport
Garage Area3,026 sqft
CarportCarport
Carport Area3,026 sqft

Exterior Amenities

Pool Area364 sqft
PorchFlorida Room
Porch Area1,864 sqft
Deck Area2,990 sqft
Patio Area2,990 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1703664
Street Address108 ANDROS RD
CityKEY LARGO
StateFL
Zip33037-5204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 10 LT 9 OCEAN REEF PLAT NO 1 AMD PB5-72 KEY LARGO OR621-344 OR1216-136 OR1216-141 OR2469-1301 OR2612-306 OR2658-1226 OR3103-2280
Legal Range41E
Legal Township59S
Legal Section07
Legal SubdivisionOCEAN REEF NO 1 AMD
Legal Block10
Legal Lot Number9
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3054
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

108 Andros Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address108 ANDROS RD, KEY LARGO, FL 33037-5204
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2021 · Amount on File
Deed SaleJun 8, 2021 · Amount on File
Prior SaleJun 10, 2010 · Amount on File
Deed Document Number20212324103
Deed Book / Page3103 / 2280
Prior Transfer DateNov 12, 2013
Prior Transfer Doc0026581226
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 8, 2021
Property Address108 ANDROS RD, KEY LARGO, FL 33037-5204
Document Number0031032280
Book / Page3103 / 2280
Map ReferenceMB 5 PG 72
Instrument DateJun 7, 2021
Instrument2324103
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyREECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyEstimated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24 DOCKSIDE LN # 108, 24, KEY LARGO, FL 33037-5267

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 BEACH RD UNIT 205, 205, KEY LARGO, FL 33037-4389

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,337,494 Land $18,432,441 Building $5,905,053$24,337,494 Land $18,432,441 Building $5,905,053
2023$143,004.00 (+19.72%)$22,916,601 (+28.12%) Land $16,567,769 Building $6,348,832$22,916,601 (+28.12%) Land $16,567,769 Building $6,348,832
2022$119,447.00$17,886,692 Land $11,534,523 Building $6,352,169$17,886,692 Land $11,534,523 Building $6,352,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Andros Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation14.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 838 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
incl. 747 condo units
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Andros Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Andros Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures