10598 Coppergate, Carmel, IN 46032 Property Records

Hamilton County property record for 10598 Coppergate, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,985 sqft · built 1992
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$995,000 (Aug 2023)
Tax Bill	$11,029 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-09-002-003.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-09-002-003.000-018`
Alternative APNs	`291309002003000034` `1713090002003000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	22 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,985 sqft Living Area
1st Floor Area	2,856 sqft
2nd Floor Area	1,329 sqft
Attic	Attic
Attic Area	1,131 sqft
Basement Area	2,856 sqft
Finished Basement	1,800 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Lot Dimensions	285 ft deep x 387 ft wide
Garage Type	Attached
Garage Area	1,131 sqft
Parking Spaces	4 Parking Spaces
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713090002003000
Old Parcel Number	291309002003000034
Street Address	10598 COPPERGATE
City	CARMEL
State	IN
Zip	46032-8262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.21, SECTION 9, TOWNSHIP 17, RANGE 3, COPPERGATE, LOT 1
Legal Range	03
Legal Township	17
Legal Section	09
Legal Subdivision	COPPERGATE
Legal Lot Number	1
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1010
Census Tract	111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10598 COPPERGATE, CARMEL, IN 46032-8262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Deed Document Number	2023033124
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 29, 2023
Property Address	10598 COPPERGATE, CARMEL, IN 46032-8262
Document Number	0000033124
Map Reference	MB 13 PG 121-125
Instrument Date	Aug 28, 2023
Instrument	2023033124
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10598 COPPERGATE, CARMEL, IN 46032-8262

Mortgage

Document Number	0000033125
Date	Aug 29, 2023
Instrument	2023033125

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2033
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	1-Year CMT
Margin	3
Max Rate	11.3%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$965,500 (+3.12%) Land $271,000 Building $694,500	$965,500 (+3.12%) Land $271,000 Building $694,500
2024	$11,029.00 (+0.52%)	$936,300 (-) Land $271,000 Building $665,300	$936,300 (-) Land $271,000 Building $665,300
2023	$10,972.00 (-36.11%)	$936,300 (+12.45%) Land $271,000 Building $665,300	$936,300 (+12.45%) Land $271,000 Building $665,300
2022	$17,173.00 (+5.4%)	$832,600 Land $271,000 Building $561,600	$832,600 Land $271,000 Building $561,600
2021	$16,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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