10584 Coppergate, Carmel, IN 46032 Property Records

Hamilton County property record for 10584 Coppergate, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 5.5 ba · 7,884 sqft · built 2024
Lot Size	3.75 acres (163,350 sqft)
Owner	2 Company Names on Record
Last Sale	$2,261,000 (Aug 2023)
Tax Bill	$4,819 (2024)
Deeds & Mortgages	Jul 2025 Line of Credit Nov 2023 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`29-13-09-002-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-09-002-007.000-018`
Alternative APNs	`291309002007000034` `1713090002007000`

Interior

Bedrooms	3 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	24 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	7,884 sqft Living Area
Gross Area	11,496 sqft
2nd Floor Area	1,487 sqft
Basement Area	3,505 sqft
Finished Basement	2,977 sqft
Unfinished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Brick
Roof Material	Asphalt
Lot Area	163,350 sqft (3.75 acres)
Lot Dimensions	583 ft deep x 162 ft wide
Garage Type	Attached
Garage Area	3,084 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10584 COPPERGATE
City	CARMEL
State	IN
Zip	46032-8262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 3.75, SECTION 9, TOWNSHIP 17, RANGE 3, COPPERGATE, LOT 4
Legal Range	03
Legal Township	17
Legal Section	09
Legal Subdivision	COPPERGATE
Legal Lot Number	4
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1009
Census Tract	111103

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10584 COPPERGATE, CARMEL, IN 46032-8262
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2025	Deed of Trust, Mortgage · Line of Credit THE NATIONAL BANK OF INDIANAPOLIS
Nov 13, 2023	Intrafamily Transfer, Transfer
Aug 14, 2023	Intrafamily Transfer, Transfer · Construction Mortgage STAR FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Nov 17, 2003 · Amount on Record
Deed Document Number	202330988
Last Transfer Date	Nov 10, 2023
Transfer Doc	0000042929
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10584 COPPERGATE, CARMEL, IN 46032-8262
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028503
Date	Jul 16, 2025
Instrument	2025028503

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 10, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Nov 13, 2023
Property Address	10584 COPPERGATE, CARMEL, IN 46032-8262
Document Number	0000042929
Map Reference	MB 13 PG 121-125
Instrument Date	Nov 8, 2023
Instrument	2023042929
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10584 COPPERGATE, CARMEL, IN 46032-8262

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Aug 14, 2023
Property Address	10584 COPPERGATE, CARMEL, IN 46032-8262
Document Number	0000030988
Map Reference	MB 13 PG 121-125
Instrument Date	Aug 11, 2023
Instrument	2023030988
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10847 DIAMOND DR, CARMEL, IN 46032-9309

Mortgage

Document Number	0000030990
Date	Aug 14, 2023
Instrument	2023030990

Lender

Name	STAR FINANCIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	376 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2034
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year CMT
Max Rate	10.8%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,205,000 (+177.65%) Land $434,000 Building $771,000	$1,205,000 (+177.65%) Land $434,000 Building $771,000
2024	$4,819.00 (-44.92%)
2023	$8,749.00 (-2.26%)	$434,000 (-) Land $434,000	$434,000 (-) Land $434,000
2022	$8,951.00 (-0.48%)	$434,000 Land $434,000	$434,000 Land $434,000
2021	$8,994.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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