10579 Coppergate, Carmel, IN 46032 Property Records

Hamilton County property record for 10579 Coppergate, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,634 sqft · built 1988
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Tax Bill	$11,129 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-13-09-002-015.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-09-002-015.000-018`
Alternative APNs	`291309002015000034` `1713090002015000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	6,634 sqft Living Area
1st Floor Area	2,956 sqft
2nd Floor Area	2,354 sqft
Basement Area	1,765 sqft
Finished Basement	1,324 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Lot Dimensions	256 ft deep x 242 ft wide
Garage Type	Attached
Garage Area	1,125 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	1713090002015000
Old Parcel Number	291309002015000034
Street Address	10579 COPPERGATE
City	CARMEL
State	IN
Zip	46032-9204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.25, SECTION 9, TOWNSHIP 17, RANGE 3, COPPERGATE, LOT 12
Legal Range	03
Legal Township	17
Legal Section	09
Legal Subdivision	COPPERGATE
Legal Lot Number	12
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1010
Census Tract	111103

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10579 COPPERGATE, CARMEL, IN 46032-9204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 1996
Deed Sale	May 16, 1996
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10579 COPPERGATE, CARMEL, IN 46032-9204
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10579 COPPERGATE, CARMEL, IN 46032-9204

Mortgage

Document Number	0000042503
Date	Oct 3, 2025
Instrument	2025042503

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 26, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$939,800 (+3.33%) Land $275,000 Building $664,800	$939,800 (+3.33%) Land $275,000 Building $664,800
2024	$11,129.00 (-1.4%)	$909,500 (-1.85%) Land $275,000 Building $634,500	$909,500 (-1.85%) Land $275,000 Building $634,500
2023	$11,287.00 (+12.97%) Homeowner's exemption	$926,600 (+14.49%) Land $275,000 Building $651,600	$926,600 (+14.49%) Land $275,000 Building $651,600
2022	$9,991.00 Homeowner's exemption	$809,300 Land $275,000 Building $534,300	$809,300 Land $275,000 Building $534,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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