10595 Rancho Rd, La Mesa, CA 91941 Property Records

San Diego County property record for 10595 Rancho Rd, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,156 sqft · built 1954
Lot Size	0.473 acres (20,600 sqft)
Owner	Company Name on File
Last Sale	$705,000 (Jun 2004)
Tax Bill	$11,800 (2025)
Deeds & Mortgages	May 2014 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`501-232-04-00`

Property Details

APN / Parcel Number

Primary APN	`501-232-04-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,156 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	20,600 sqft (0.473 acres)

Location & Zoning

Street Address	10595 RANCHO RD
City	LA MESA
State	CA
Zip	91941-7066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 400 TR 002610
Legal Subdivision	MT HELIX RHO
Legal Tract	002610
Legal Block	3
Legal Lot Number	400
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13601

Owner

Source: San Diego County records · APN 501-232-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10595 RANCHO RD, LA MESA, CA 91941-7066
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 16, 2004 · Amount on Record
Deed Sale	Jun 16, 2004 · Amount on Record
Prior Sale	Aug 20, 2002 · Amount on Record
Deed Document Number	2004557223
Last Transfer Date	Nov 26, 2012
Transfer Doc	0000011896
Record Updated	Sep 20, 2026

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10595 RANCHO RD, LA MESA, CA 91941-7066
Document Number	0000171137
Instrument Date	May 05, 2014
Transaction Type	Mortgage
Record Updated	Apr 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10595 RANCHO RD LA MESA CA 919417066, LA MESA, CA 91941-7066

Mortgage

Document Number	0000171137
Date	Apr 17, 2017
Instrument	171137

Lender

Name	ANDIGO CU
Address	SCHAUMBURG, IL 60173

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Apr 16, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,022,353 (+2%) Land $558,307 Building $464,046
2025	$11,800.00 (+16.41%) Homeowner's exemption	$1,002,308 (+14.55%) Land $547,360 Building $454,948
2023	$10,137.00 (+2.12%) Homeowner's exemption	$875,000 Land $439,000 Building $436,000
2022	$9,927.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730136013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 471 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HELIX WATER DISTRICT serves 277,918 people
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.