10550 Rancho Rd, La Mesa, CA 91941 Property Records

San Diego County property record for 10550 Rancho Rd, La Mesa, CA 91941 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,143 sqft · built 1957
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on File
Last Sale	$169,500 (Oct 1996)
Tax Bill	$3,223 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`501-370-23-00`

Property Details

APN / Parcel Number

Primary APN	`501-370-23-00`
Alternative APN	`5012200200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,143 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	12,500 sqft (0.287 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	5012200200
Street Address	10550 RANCHO RD
City	LA MESA
State	CA
Zip	91941-7067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 490 TR 002636
Legal Subdivision	MOUNT HELIX RANCHO
Legal Tract	002636
Legal Block	3
Legal Lot Number	490
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	13601

Owner

Source: San Diego County records · APN 501-370-23-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10550 RANCHO RD, LA MESA, CA 91941-7067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 1996 · Amount on Record
Deed Sale	Oct 11, 1996 · Amount on Record
Prior Sale	Jul 12, 1996
Deed Document Number	1996517996
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10550 RANCHO RD, LA MESA, CA 91941-7067
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112007
Date	Mar 22, 2018
Instrument	2018-0112007

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 14, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$281,556 (+2%) Land $116,274 Building $165,282
2025	$3,223.00 (+5.78%) Homeowner's exemption	$276,037 (+4.04%) Land $113,995 Building $162,042
2023	$3,047.00 (+1.23%) Homeowner's exemption	$265,319 Land $109,569 Building $155,750
2022	$3,010.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730136013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storm And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.