10575 Rancho Rd, La Mesa, CA 91941 Property Records

San Diego County property record for 10575 Rancho Rd, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,801 sqft · built 1958
Lot Size	0.278 acres (12,100 sqft)
Owner	Company Name on Record
Last Sale	$705,000 (Dec 2020)
Tax Bill	$6,988 (2025)
Deeds & Mortgages	Apr 2023 Transfer Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`501-232-01-00`

Property Details

APN / Parcel Number

Primary APN	`501-232-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,801 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	12,100 sqft (0.278 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10575 RANCHO RD
City	LA MESA
State	CA
Zip	91941-7066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 403 /EXC MAP 2777/ TR 002610
Legal Subdivision	MT HELIX RHO
Legal Tract	002610
Legal Block	3
Legal Lot Number	403
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	13601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10575 RANCHO RD, LA MESA, CA 91941-7066
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Intrafamily Transfer, Transfer
Nov 4, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 31, 2020	Grant Deed, Transfer · VA Mortgage MORTGAGEONE INC
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG
Feb 4, 2020	Correction Deed FIRST AMERICAN TITLE
Nov 14, 2019	Grant Deed, Transfer · Conventional with PMI SYNERGY ONE LNDG
Sep 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage HO-HSIN YEH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Nov 14, 2019 · Amount on Record
Deed Document Number	2020849516
Last Transfer Date	Apr 4, 2023
Transfer Doc	0000087739
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2023
Property Address	10575 RANCHO RD, LA MESA, CA 91941-7066
Document Number	0000087739
Map Reference	MAP 2610
Instrument Date	Apr 4, 2023
Instrument	2023-0087739
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10575 RANCHO RD, LA MESA, CA 91941-7066

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10575 RANCHO RD, LA MESA, CA 91941-7066
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10575 RANCHO RD, LA MESA, CA 91941-7066

Mortgage

Document Number	0000768379
Date	Nov 4, 2021
Instrument	2021-0768379

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2020
Property Address	10575 RANCHO RD, LA MESA, CA 91941-7066
Document Number	0000849516
Map Reference	MAP 2610
Instrument Date	Dec 30, 2020
Instrument	2020-0849516
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	INNOVATIVE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10575 RANCHO RD, LA MESA, CA 91941-7066

Mortgage

Document Number	0000849517
Date	Dec 31, 2020
Instrument	2020-0849517

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10575 RANCHO RD, LA MESA, CA 91941-7066
Document Number	0000395595
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10575 RANCHO RD LA MESA CA 919417066, LA MESA, CA 91941-7066

Mortgage

Document Number	0000395595
Date	Jul 22, 2020
Instrument	395595

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 4, 2020
Property Address	10575 RANCHO RD, LA MESA, CA 91941-7066
Document Number	0000057589
Instrument Date	Jan 22, 2020
Instrument	57589
Record Updated	Feb 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10575 RANCHO RD LA MESA CA 919417066, LA MESA, CA 91941-7066

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 14, 2019
Property Address	10575 RANCHO RD, LA MESA, CA 91941-7066
Document Number	0000528483
Instrument Date	Oct 22, 2019
Instrument	528483
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10575 RANCHO RD LA MESA CA 919417066, LA MESA, CA 91941-7066

Mortgage

Document Number	528484
Date	Nov 14, 2019
Instrument	528484

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10575 RANCHO RD, LA MESA, CA 91941-7066
Document Number	0000363461
Instrument Date	Sep 1, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 12TH ST #900 OAKLAND CA 946073637, 900, OAKLAND, CA 94607-3637

Mortgage

Document Number	0000363461
Date	Sep 4, 2018
Instrument	363461

Lender

Name	HO-HSIN YEH
Address	13026 LA PORTA PT, SAN DIEGO, CA 92130-6927

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$778,371 (+2%) Land $444,785 Building $333,586
2025	$6,988.00 (+4.31%)	$763,110 (+4.04%) Land $436,064 Building $327,046
2023	$6,699.00 (-0.24%)	$733,480 Land $419,132 Building $314,348
2022	$6,715.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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