Schenectady County and Rotterdam Town property record for 1059 Laura St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,160 sqft · built 1940 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Apr 2006) |
| Tax Bill | $4,407 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.20-3-17 |
| Primary APN | 422800 48.20-3-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Upper Floors Area | 520 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1059 LAURA ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,2STY FAGAN #10, 103-105 3.-275-19.A |
| Legal Subdivision | FAGANS DIVISION NO 10 |
| Legal Block | 3 |
| Legal Lot Number | 17.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 33300 |
1059 Laura St is owned and occupied by an individual who acquired it in March 2020.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1059 LAURA ST, SCHENECTADY, NY 12306-3827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2006 · Amount on File |
| Deed Sale | Apr 6, 2006 · Amount on File |
| Prior Sale | Nov 21, 2000 · Amount on File |
| Deed Book / Page | 1731 / 382 |
| Last Transfer Date | Mar 13, 2020 |
| Transfer Doc | 0000011298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 20, 2020 |
| Property Address | 1059 LAURA ST, SCHENECTADY, NY 12306-3827 |
| Document Number | 0000011298 |
| Book / Page | 2032 / 897 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 202011298 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1059 LAURA ST, SCHENECTADY, NY 12306-3827 |
| Document Number | 0000011299 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 202011299 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2035 |
The 2026 property tax bill for 1059 Laura St was $4,407 with a homeowner's exemption, up 1.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,407.00 (+1.92%) Homeowner's exemption | ||
| 2025 | $4,324.00 | $118,000 Land $8,600 Building $109,400 | $181,500 Land $13,228 Building $168,272 |
| 2023 | $118,000 Land $8,600 Building $109,400 | $155,300 Land $11,318 Building $143,982 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1059 Laura St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1059 Laura St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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