1048 Laura St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1048 Laura St, Schenectady, NY 12306

Property Summary

Property Type	Residential
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Last Sale	$180,000 (Jul 2015)
Tax Bill	$437 (2026)
Deeds & Mortgages	Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`422800 48.20-5-14.1`

Property Details

APN / Parcel Number

Primary APN	`422800 48.20-5-14.1`
Alternative APN	`280004802000050140010000`

Exterior

Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	48 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1048 LAURA ST
City	SCHENECTADY
State	NY
Zip	12306
Property Category	Residential
Property Type	Residential > Specialized > Other
Local Zoning Code	R-1
Legal Description	G,G FAGAN #10-PT70
Legal Block	5
Legal Lot Number	14.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2007
Census Tract	33300

Owner

1048 Laura St, a residential property, is owned by a company that bought it in July 2015.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	56 CRONOMER HTS DR, NEWBURGH, NY 12550-2748
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2015 · Amount on File
Deed Sale	Jul 20, 2015 · Amount on File
Deed Document Number	201532717
Deed Book / Page	1918 / 657
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 9, 2020
Property Address	1048 LAURA ST, SCHENECTADY, NY 12306
Document Number	0000001046
Book / Page	002028 / 000136
Instrument Date	Nov 21, 2019
Instrument	1046
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$680.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	56 CRONOMER HTS DR NEWBURGH NY 125502748, NEWBURGH, NY 12550-2748

Tax Assessment & Valuation

The 2026 property tax bill for 1048 Laura St was $437, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$437.00 (+1.86%)
2025	$429.00	$11,700 Land $2,300 Building $9,400	$18,000 Land $3,538 Building $14,462
2023		$11,700 Land $2,300 Building $9,400	$15,400 Land $3,027 Building $12,373

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1048 Laura St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1048 Laura St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20