Schenectady County and Rotterdam Town property record for 1061 Laura St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,804 sqft · built 1928 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Sep 2024) |
| Tax Bill | $5,565 (2026) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Feb 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.20-3-16 |
| Primary APN | 422800 48.20-3-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Upper Floors Area | 324 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1061 LAURA ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R FAGAN #10-135PT136 3.-276-15 |
| Legal Block | 3 |
| Legal Lot Number | 16.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 33300 |
1061 Laura St is owned by two individuals who bought it in September 2024.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2568 WESTERN AVE, 6-8, ALTAMONT, NY 12009-3822 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2024 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Feb 14, 2023 | Warranty Deed, Transfer |
| Jul 16, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on File |
| Deed Sale | Sep 6, 2024 · Amount on File |
| Prior Sale | Jun 22, 2005 · Amount on File |
| Deed Document Number | 202452843 |
| Deed Book / Page | 2137 / 229 |
| Prior Transfer Date | Dec 19, 2022 |
| Prior Transfer Doc | 0000008505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 6, 2024 |
| Property Address | 1061 LAURA ST, SCHENECTADY, NY 12306-3827 |
| Document Number | 0000052843 |
| Book / Page | 2137 / 229 |
| Instrument Date | Aug 1, 2024 |
| Instrument | 202452843 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1061 LAURA ST, SCHENECTADY, NY 12306-3827 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2568 WESTERN AVE STE 68, 68, ALTAMONT, NY 12009-9454 |
| Document Number | 0000052844 |
|---|---|
| Date | Sep 6, 2024 |
| Instrument | 202452844 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 14, 2023 |
| Property Address | 1061 LAURA ST, SCHENECTADY, NY 12306-3827 |
| Document Number | 0000008505 |
| Book / Page | 2102 / 813 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 202308505 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1061 LAURA ST, SCHENECTADY, NY 12306-3827 |
| Name | Verified Name |
|---|---|
| Address | 1061 LAURA ST, SCHENECTADY, NY 12306-3827 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1061 LAURA ST, SCHENECTADY, NY 12306-3827 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | MURDOCK ABSTRACT CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000020433 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 5004/143 |
| Instrument | 202020433 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1061 Laura St was $5,565, up 1.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,565.00 (+1.92%) | ||
| 2025 | $5,460.00 | $149,000 Land $4,300 Building $144,700 | $229,200 Land $6,614 Building $222,586 |
| 2023 | $149,000 Land $4,300 Building $144,700 | $196,100 Land $5,659 Building $190,441 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1061 Laura St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1061 Laura St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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