Placer County property record for 10580 Lowell St, Elverta, CA 95626
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,425 sqft · built 1953 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Nov 2021) |
| Tax Bill | $6,641 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-030-010-000 |
| Primary APN | 023-030-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,425 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 67,954 sqft |
| Garage Area | 500 sqft |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10580 LOWELL ST |
|---|---|
| City | ELVERTA |
| State | CA |
| Zip | 95626-9429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RABXDR |
| Legal Description | 1.56 A SEC 6 10 5 |
| Legal Range | 5E |
| Legal Township | 10N |
| Legal Section | 6 |
| Legal Subdivision | RIEGO ADDITION |
| Legal Lot Number | 11 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 21327 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10580 LOWELL ST, ELVERTA, CA 95626-9429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 17, 2021 | Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Mar 31, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on Record |
| Deed Sale | Nov 17, 2021 · Amount on Record |
| Prior Sale | Sep 30, 2011 · Amount on Record |
| Deed Document Number | 2021142149 |
| Prior Transfer Date | Mar 25, 2021 |
| Prior Transfer Doc | 0000044838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Nov 17, 2021 |
| Property Address | 10580 LOWELL ST, ELVERTA, CA 95626-9429 |
| Document Number | 0000142149 |
| Map Reference | MB C PG 17 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021-0142149 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10580 LOWELL ST, ELVERTA, CA 95626-9429 |
| Document Number | 0000142150 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-0142150 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Mar 31, 2021 |
| Property Address | 10580 LOWELL ST, ELVERTA, CA 95626-9429 |
| Document Number | 0000044838 |
| Map Reference | MB C PG 17 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021-0044838 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10580 LOWELL ST, ELVERTA, CA 95626-9429 |
| Document Number | 0000044839 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021-0044839 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Secondary School District | Twin Rivers Unified School District (9-12) (09 - 12) |
| Elementary School District | Elverta Joint Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $606,161 (+5.24%) Land $194,837 Building $411,324 | |
| 2025 | $6,641.00 (+7.62%) | $576,000 (+6.08%) Land $185,100 Building $390,900 |
| 2023 | $6,171.00 (-1.06%) | $543,000 Land $174,500 Building $368,500 |
| 2022 | $6,237.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - WEST PLACER private · serves 9,547 people · EPA ID CA3110150 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Skyhi Broadband Fixed Wireless | 60 / 30 |
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