10480 Lowell St, Elverta, CA 95626 Property Records

Placer County property record for 10480 Lowell St, Elverta, CA 95626

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,560 sqft · built 1980
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Mar 2026)
Tax Bill	$3,545 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-040-019-000`

Property Details

APN / Parcel Number

Primary APN	`023-040-019-000`
Alternative APN	`023-040-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Construction Type	Frame
Lot Area	108,900 sqft
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10480 LOWELL ST
City	ELVERTA
State	CA
Zip	95626-9414
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RABXDR
Legal Description	L 14 RIEGO ADDN
Legal Subdivision	RIEGO ADDN
Legal Lot Number	14
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1042
Census Tract	21327

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10480 LOWELL ST, ELVERTA, CA 95626-9414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Deed Document Number	202614452
Prior Transfer Date	Nov 5, 2002
Prior Transfer Doc	0000137860
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 16, 2026
Property Address	10480 LOWELL ST, ELVERTA, CA 95626-9414
Document Number	0000014452
Map Reference	MB C PG 17
Instrument Date	Mar 13, 2026
Instrument	2026-0014452
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10480 LOWELL ST, ELVERTA, CA 95626-9414

Mortgage

Document Number	0000014453
Date	Mar 16, 2026
Instrument	2026-0014453

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Secondary School District	Twin Rivers Unified School District (9-12) (09 - 12)
Elementary School District	Elverta Joint Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$318,645 (+2%) Land $53,875 Building $264,770
2025	$3,545.00 (+7.07%) Homeowner's exemption	$312,398 (+4.04%) Land $52,819 Building $259,579
2024	$3,311.00 (-1.31%)
2023	$3,355.00 (+4.1%) Homeowner's exemption	$300,269 Land $50,769 Building $249,500
2022	$3,223.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - WEST PLACER private · serves 9,547 people · EPA ID CA3110150
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30