Placer County property record for 10440 Lowell St, Elverta, CA 95626
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,084 sqft · built 1959 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $252,500 (Aug 2011) |
| Tax Bill | $3,664 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jan 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-040-017-000 |
| Primary APN | 023-040-017-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,084 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 108,900 sqft |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10440 LOWELL ST |
|---|---|
| City | ELVERTA |
| State | CA |
| Zip | 95626-9414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RABXDR |
| Legal Description | 2.5 AC. L 15 RIEGO ADDN |
| Legal Subdivision | RIEGO ADDN |
| Legal Lot Number | 15 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 21327 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10440 LOWELL ST, ELVERTA, CA 95626-9414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jan 23, 2018 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Feb 11, 2021 | Intrafamily Transfer, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Feb 11, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2011 · Amount on Record |
| Deed Sale | Aug 11, 2011 · Amount on Record |
| Deed Document Number | 201161899 |
| Last Transfer Date | Jan 25, 2021 |
| Transfer Doc | 0000020377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 10440 LOWELL ST, ELVERTA, CA 95626-9414 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Title Company | ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10440 LOWELL ST, ELVERTA, CA 95626-9414 |
| Document Number | 0000072625 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022-0072625 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 10440 LOWELL ST, ELVERTA, CA 95626-9414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003848 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 2018-0003848 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 10440 LOWELL ST, ELVERTA, CA 95626-9414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000067321 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 2018-0067321 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 10440 LOWELL ST, ELVERTA, CA 95626-9414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 756, ELVERTA, CA 95626-0756 |
| Document Number | 0000100907 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2020-0100907 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Feb 11, 2021 |
| Property Address | 10440 LOWELL ST, ELVERTA, CA 95626-9414 |
| Document Number | 0000020379 |
| Map Reference | MB C PG 17 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021-0020379 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10440 LOWELL ST, ELVERTA, CA 95626-9414 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Feb 11, 2021 |
| Property Address | 10440 LOWELL ST, ELVERTA, CA 95626-9414 |
| Document Number | 0000020377 |
| Map Reference | MB C PG 17 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 2021-0020377 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10440 LOWELL ST, ELVERTA, CA 95626-9414 |
| Document Number | 0000020378 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021-0020378 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Secondary School District | Twin Rivers Unified School District (9-12) (09 - 12) |
| Elementary School District | Elverta Joint Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $323,481 (+2%) Land $166,545 Building $156,936 | |
| 2025 | $3,664.00 (+5.68%) Homeowner's exemption | $317,139 (+4.04%) Land $163,280 Building $153,859 |
| 2023 | $3,467.00 (+4.05%) Homeowner's exemption | $304,827 Land $156,941 Building $147,886 |
| 2022 | $3,332.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 56% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - WEST PLACER private · serves 9,547 people · EPA ID CA3110150 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Skyhi Broadband Fixed Wireless | 60 / 30 |
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