1058 Sperling Ave, Naples, FL 34103 Property Records

Collier County property record for 1058 Sperling Ave, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,192 sqft · built 2008
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$427,000 (Jan 2020)
Tax Bill	$5,369 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`639100 C 64A22`

Property Details

APN / Parcel Number

Primary APN	`639100 C 64A22`
Alternative APN	`74761000003`

Interior

Stories	2 Stories
Building Area	1,192 sqft Living Area
Gross Area	1,542 sqft
1st Floor Area	1,192 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Porch	Screened Porch
Porch Area	350 sqft

Location & Zoning

Street Address	1058 SPERLING AVE
City	NAPLES
State	FL
Zip	34103-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	SPERLINGS BLK C LOT 6
Legal Range	25
Legal Township	49
Legal Section	22
Legal Subdivision	SPERLING
Legal Tract	639100
Legal Block	C
Legal Lot Number	6
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3014
Census Tract	10300

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1058 SPERLING AVE, NAPLES, FL 34103-2326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 24, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Jan 18, 1996 · Amount on Record
Deed Document Number	20205819855
Deed Book / Page	5720 / 1286
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1058 SPERLING AVE, NAPLES, FL 34103-2326
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 SPERLING AVE, NAPLES, FL 34103-2326

Mortgage

Document Number	0059493284
Date	May 19, 2021
Book Page	5949/3284
Instrument	6061724

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Feb 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 24, 2020
Property Address	1058 SPERLING AVE, NAPLES, FL 34103-2326
Document Number	0057201286
Book / Page	5720 / 1286
Map Reference	MB 4 PG 12
Instrument Date	Jan 22, 2020
Instrument	5819855
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1070 SPERLING AVE, 1070, NAPLES, FL 34103-2326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 SPERLING AVE, NAPLES, FL 34103-2326

Mortgage

Document Number	0057201288
Date	Jan 24, 2020
Instrument	5720/1288

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,081 (+2.57%) Land $336,859 Building $214,222	$551,081 (+2.57%) Land $336,859 Building $214,222
2025	$5,369.00 (+1.53%)	$537,264 (+20.31%) Land $291,600 Building $245,664	$537,264 (-10.42%) Land $291,600 Building $245,664
2023	$5,288.00 (+6.08%)	$446,565 (+1%)	$599,741 (+15.43%) Land $359,438 Building $240,303
2022	$4,985.00	$405,968	$519,549 Land $264,137 Building $255,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 141 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	68 (1979–2024)
Claims Outside the SFHA	33 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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