Collier County property record for 1049 Sperling Ave, Naples, FL 34103
| Property Type | Single Family Home |
|---|---|
| Details | 600 sqft · built 1965 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Mar 2017) |
| Tax Bill | $1,950 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 639100 B 54A22 |
| Primary APN | 639100 B 54A22 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 600 sqft Living Area |
| Gross Area | 800 sqft |
| 1st Floor Area | 600 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 280 sqft |
| Street Address | 1049 SPERLING AVE |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34103-2325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF-6 |
| Legal Description | SPERLINGS BLK B LOT 5 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 22 |
| Legal Subdivision | SPERLING |
| Legal Tract | 639100 |
| Legal Block | B |
| Legal Lot Number | 5 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10300 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1049 SPERLING AVE, NAPLES, FL 34103-2325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 10, 2017 | Warranty Deed, Transfer · Conventional with PMI GABRIEL J & CYNTHIA G PRATT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2017 · Amount on Record |
| Deed Sale | Mar 10, 2017 · Amount on Record |
| Prior Sale | Nov 7, 2012 · Amount on Record |
| Deed Document Number | 20175377181 |
| Deed Book / Page | 5371 / 440 |
| Prior Transfer Date | Apr 2, 2007 |
| Prior Transfer Doc | 0042083160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 1049 SPERLING AVE, NAPLES, FL 34103-2325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056033139 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 5603/3139 |
| Instrument | 5679125 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Mar 10, 2017 |
| Property Address | 1049 SPERLING AVE, NAPLES, FL 34103-2325 |
| Document Number | 0053710440 |
| Book / Page | 005371 / 000440 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 5377181 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2017 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TITLE & ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1049 SPERLING AVE NAPLES FL 341032325, NAPLES, FL 34103-2325 |
| Document Number | 53710442 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 005371/000442 |
| Instrument | 5377182 |
| Name | GABRIEL J & CYNTHIA G PRATT |
|---|---|
| Address | 3423 FUCHSIA CT, NAPLES, FL 34112-3745 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,937 (+47.56%) Land $287,955 Building $31,982 | $319,937 (-3.81%) Land $287,955 Building $31,982 | |
| 2025 | $1,950.00 (+9.12%) Homeowner's exemption | $216,815 (+12.31%) | $332,625 (-14.03%) Land $291,600 Building $41,025 |
| 2024 | $1,787.00 (+1.53%) | ||
| 2023 | $1,760.00 (-1.12%) Homeowner's exemption | $193,043 (+3%) | $386,905 (+28.24%) Land $359,438 Building $27,467 |
| 2022 | $1,780.00 Homeowner's exemption | $187,420 | $301,706 Land $272,869 Building $28,837 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 141 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 141 in force |
| Nearby Flood Claims | 68 (1979–2024) |
| Claims Outside the SFHA | 33 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Hotwire Communications, Summit Broadband.
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