1046 Sperling Ave, Naples, FL 34103 Property Records

Collier County property record for 1046 Sperling Ave, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,490 sqft · built 1981
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (Mar 2023)
Tax Bill	$4,068 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone AH (high risk)
APN	`639100 C 54A22`

Property Details

APN / Parcel Number

Primary APN	`639100 C 54A22`
Alternative APN	`74760960005`

Interior

Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Carport
Garage Area	64 sqft
Carport	Carport
Carport Area	64 sqft

Location & Zoning

Street Address	1046 SPERLING AVE
City	NAPLES
State	FL
Zip	34103-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	SPERLINGS SUBD UNIT 1 BLK C LOT 5
Legal Range	25
Legal Township	49
Legal Section	22
Legal Subdivision	SPERLING
Legal Tract	639100
Legal Block	C
Legal Lot Number	5
Legal Unit	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3014
Census Tract	10300

Owner

Source: Collier County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1151 ERIEWOOD DR, ROCKY RIVER, OH 44116-2146
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage SOLERA NATIONAL BANK
Mar 27, 2023	Warranty Deed, Transfer ACTION TITLE SERVICES
Apr 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2023 · Amount on Record
Deed Sale	Mar 27, 2023 · Amount on Record
Prior Sale	Apr 6, 2018 · Amount on Record
Deed Document Number	20236380194
Deed Book / Page	6228 / 3794
Prior Transfer Date	Apr 15, 2016
Prior Transfer Doc	0052651843
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1046 SPERLING AVE, NAPLES, FL 34103-2326
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062721231
Date	Jul 27, 2023
Book Page	6272/1231
Instrument	6433648

Lender

Name	SOLERA NATIONAL BANK
Type	Bank
Address	DENVER, CO 80226

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 27, 2023
Property Address	1046 SPERLING AVE, NAPLES, FL 34103-2326
Document Number	0062283794
Book / Page	6228 / 3794
Map Reference	MB 4 PG 12
Instrument Date	Mar 23, 2023
Instrument	6380194
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	579 E MOUNTAIN RD, PETERBOROUGH, NH 03458-2309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1151 ERIEWOOD DR, ROCKY RIVER, OH 44116-2146

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 6, 2018
Property Address	1046 SPERLING AVE, NAPLES, FL 34103-2326
Document Number	0054952103
Book / Page	005495 / 002103
Instrument Date	Mar 28, 2018
Instrument	5536655
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,524.64
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 E MOUNTAIN RD PETERBOROUGH NH 034582309, PETERBOROUGH, NH 03458-2309

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,497 (+1%)	$457,931 (+14.35%) Land $336,859 Building $121,072
2025	$4,068.00 (-11.37%)	$400,452 (+19.02%) Land $291,600 Building $108,852	$400,452 (-14.74%) Land $291,600 Building $108,852
2024	$4,590.00 (+11.35%)
2023	$4,122.00 (+7.91%)	$336,464 (+1%)	$469,702 (+19.46%) Land $359,438 Building $110,264
2022	$3,820.00	$305,876	$393,181 Land $272,869 Building $120,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 141 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	68 (1979–2024)
Claims Outside the SFHA	33 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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