1044 Graystone Rd, Holland, MI 49423 Property Records

Allegan County property record for 1044 Graystone Rd, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,204 sqft · built 2004
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Oct 2022)
Tax Bill	$6,988 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-308-003`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-308-003`
Alternative APN	`03-53-02-06-308-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,204 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	812 sqft
Unfinished Basement	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood Siding
Lot Area	6,055 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Area	1,056 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1044 GRAYSTONE RD
City	HOLLAND
State	MI
Zip	49423-8859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 46 COBBLESTONE NO. 2 SEC 6 T4N R15W
Legal Range	15W
Legal Township	04N
Legal Section	06
Legal Subdivision	COBBLESTONE 2
Legal Lot Number	46
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2002
Census Tract	32200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1044 GRAYSTONE RD, HOLLAND, MI 49423-8859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST MICHIGAN COMMUNITY BANK
Oct 18, 2022	Warranty Deed, Transfer · Conventional Mortgage WEST MICHIGAN COMMUNITY BANK
Dec 16, 2020	Intrafamily Transfer, Transfer · ARM WEST MICHIGAN COMMUNITY BANK
Jun 8, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Apr 8, 2005 · Amount on Record
Deed Document Number	202220179
Deed Book / Page	4808 / 534
Prior Transfer Date	Dec 2, 2020
Prior Transfer Doc	00004552/4
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1044 GRAYSTONE RD, HOLLAND, MI 49423-8859
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 GRAYSTONE RD, HOLLAND, MI 49423-8859

Mortgage

Document Number	004656/187
Date	Aug 9, 2021
Book Page	4656/187

Lender

Name	WEST MICHIGAN COMMUNITY BANK
Type	Bank
Address	HUDSONVILLE, MI 49426

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 18, 2022
Property Address	1044 GRAYSTONE RD, HOLLAND, MI 49423-8859
Document Number	004808/534
Book / Page	4808 / 534
Map Reference	LB 15 PG 64
Instrument Date	Oct 14, 2022
Instrument	2022020179
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1044 GRAYSTONE RD, 1044, HOLLAND, MI 49423-8859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 GRAYSTONE RD, HOLLAND, MI 49423-8859

Mortgage

Document Number	0004808537
Date	Oct 18, 2022
Instrument	4808-537

Lender

Name	WEST MICHIGAN COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Dec 16, 2020
Property Address	1044 GRAYSTONE RD, HOLLAND, MI 49423-8859
Document Number	00004552/4
Book / Page	4552 / 4
Map Reference	LB 15 PG 64
Instrument Date	Dec 2, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6034 146TH AVE, 6034, HOLLAND, MI 49423-8902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 GRAYSTONE RD, HOLLAND, MI 49423-8859

Mortgage

Document Number	0000045525
Date	Dec 16, 2020
Instrument	4552/5

Lender

Name	WEST MICHIGAN COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	10.8%

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jun 8, 2018
Property Address	1044 GRAYSTONE RD, HOLLAND, MI 49423-8859
Document Number	4252/512
Book / Page	4252 / 512
Map Reference	LB15 PG64
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 GRAYSTONE RD, HOLLAND, MI 49423-8859

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,800 (+11.25%) Land $23,400 Building $169,400	$385,600 (+11.25%) Land $46,800 Building $338,800
2025	$6,988.00 (+2.89%) Homeowner's exemption	$173,300 (+18.05%) Land $20,600 Building $152,700	$346,600 (+18.05%) Land $41,200 Building $305,400
2024	$6,792.00
2023		$146,800 Land $17,900 Building $128,900	$293,600 Land $35,800 Building $257,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum.

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