1050 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1050 Shadowridge Dr, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,028 sqft · built 1997
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,000 (Jul 2010)
Tax Bill	$2,033 (2025)
Deeds & Mortgages	Nov 2025 Sale Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-159.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-159.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,028 sqft Finished Area
Gross Area	1,148 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1050 SHADOWRIDGE DR
City	ELSMERE
State	KY
Zip	41018-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II SEC 7 LOT 159
Legal Subdivision	RIPPLE CREEK II
Legal Phase	7
Legal Lot Number	159
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3019
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1050 SHADOWRIDGE DR, ELSMERE, KY 41018-4019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer
Dec 8, 2017	Grant Deed, Mortgage UNITED BK & CAP TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2010 · Amount on Record
Deed Sale	Jul 1, 2010 · Amount on Record
Prior Sale	Jan 14, 2009
Deed Document Number	201007 01 059 00082
Deed Book / Page	4321 / 240
Last Transfer Date	Oct 30, 2025
Transfer Doc	0005900002
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 7, 2025
Property Address	1050 SHADOWRIDGE DR, ELSMERE, KY 41018-4019
Document Number	0005900002
Book / Page	KC 373 / 154
Map Reference	PL 1777
Instrument Date	Oct 30, 2025
Instrument	25110705900002
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1050 SHADOWRIDGE DR, ELSMERE, KY 41018-4019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1050 SHADOWRIDGE DR, ELSMERE, KY 41018-4019

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 8, 2017
Property Address	1050 SHADOWRIDGE DR, ELSMERE, KY 41018-4019
Book / Page	0C6312 / 000287
Instrument Date	Dec 8, 2017
Instrument	131
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1530 AMSTERDAM RD FORT WRIGHT KY 410111900, FORT WRIGHT, KY 41011-1900

Mortgage

Document Number	0000000131
Date	Dec 8, 2017
Book Page	0C6312/000287
Instrument	131

Lender

Name	UNITED BK & CAP TR CO
Address	125 W MAIN ST, FRANKFORT, KY 40601-2807

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Dec 7, 2027

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,000 (-) Land $25,000 Building $158,000	$183,000 (-) Land $25,000 Building $158,000
2025	$2,033.00 (-0.68%) Homeowner's exemption	$183,000 (-) Land $25,000 Building $158,000	$183,000 (-) Land $25,000 Building $158,000
2023	$2,047.00 Homeowner's exemption	$183,000 Land $25,000 Building $158,000	$183,000 Land $25,000 Building $158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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