1057 Ford Dr, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 1057 Ford Dr, Nipomo, CA 93444

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,584 sqft · built 2014
Lot Size0.105 acres (4,565 sqft)
Last Sale$685,000 (Jun 2021)
Tax Bill$6,025 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN091-704-002

Property Details

APN / Parcel Number

Primary APN091-704-002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,584 sqft Living Area
1st Floor Area1,584 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Construction TypeWood
Lot Area4,565 sqft (0.105 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1057 FORD DR
CityNIPOMO
StateCA
Zip93444-6661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeREC
Legal DescriptionTR 2341-5 LT 605
Legal SubdivisionSTANDARD EUCALYPTUS TR
Legal Tract2341-5
Legal Block1
Legal Lot Number605
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1046
Census Tract12306

Owner

1057 Ford Dr is owned and occupied by two individuals who bought it in June 2021.

Source: San Luis Obispo County records, as of August 6, 2026

OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jun 2, 2021Grant Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Last SaleJun 2, 2021 · Amount on File
Deed SaleJun 2, 2021 · Amount on File
Prior SaleJul 5, 2016 · Amount on File
Deed Document Number202140248
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1057 FORD DR, NIPOMO, CA 93444-6661
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Mortgage

Document Number0000015523
DateJun 5, 2023
Instrument2023015523
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueJun 1, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 2, 2021
Property Address1057 FORD DR, NIPOMO, CA 93444-6661
Document Number0000040248
Map ReferenceMB 31 PG 35-42
Instrument DateApr 20, 2021
Instrument2021040248
Transaction TypeTransfer
Record UpdatedJun 11, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Mortgage

Document Number0000040249
DateJun 2, 2021
Instrument2021040249
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1057 Ford Dr was $6,025.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$756,293 (+2%) Land $386,427 Building $369,866
2025$6,025.00$741,464 Land $378,850 Building $362,614
2023$5,835.00 (+0.07%)$712,674 Land $364,140 Building $348,534
2022$5,831.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1057 Ford Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1057 Ford Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOODLANDS DEVELOPMENT
private · serves 3,862 people · EPA ID CA4010081
Water SourcePurchased surface water from NIPOMO COMM SERVICES DIST
Last State InspectionFeb 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Peak WiFi, Ranch Wifi, Verizon.

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