1051 Ford Dr, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 1051 Ford Dr, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,584 sqft · built 2014
Lot Size	0.129 acres (5,626 sqft)
Owner	2 Individual Names on Record
Last Sale	$533,000 (Dec 2014)
Tax Bill	$6,738 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`091-703-026`

Property Details

APN / Parcel Number

Primary APN	`091-703-026`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Lot Area	5,626 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1051 FORD DR
City	NIPOMO
State	CA
Zip	93444-6661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	REC
Legal Description	TR 2341-5 LT 603
Legal Subdivision	STANDARD EUCALYPTUS TR
Legal Tract	2341-5
Legal Block	1
Legal Lot Number	603
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1046
Census Tract	12306

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1051 FORD DR, NIPOMO, CA 93444-6661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTHILLS CU
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage COASTHILLS CU
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage COASTHILLS CU
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2014 · Amount on Record
Deed Sale	Dec 24, 2014 · Amount on Record
Prior Sale	Mar 28, 2013
Deed Document Number	201454708
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1051 FORD DR, NIPOMO, CA 93444-6661
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 FORD DR, NIPOMO, CA 93444-6661

Mortgage

Document Number	0000009884
Date	Apr 16, 2024
Instrument	2024009884

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1051 FORD DR, NIPOMO, CA 93444-6661
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1051 FORD DR, NIPOMO, CA 93444-6661

Mortgage

Document Number	0000018415
Date	Mar 10, 2021
Instrument	2021018415

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1051 FORD DR, NIPOMO, CA 93444-6661
Document Number	0000012753
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1051 FORD DR NIPOMO CA 934446661, NIPOMO, CA 93444-6661

Mortgage

Document Number	0000012753
Date	Mar 30, 2018
Instrument	12753

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1051 FORD DR, NIPOMO, CA 93444-6661
Document Number	0000012754
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1051 FORD DR NIPOMO CA 934446661, NIPOMO, CA 93444-6661

Mortgage

Document Number	0000012754
Date	Mar 30, 2018
Instrument	12754

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 29, 2038

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1051 FORD DR, NIPOMO, CA 93444-6661
Document Number	0000015431
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1051 FORD DR NIPOMO CA 934446661, NIPOMO, CA 93444-6661

Mortgage

Document Number	0000015431
Date	Apr 10, 2017
Instrument	15431

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2037

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$653,020 (+2%) Land $343,244 Building $309,776
2025	$6,738.00 (+4.71%) Homeowner's exemption	$640,216 (+4.04%) Land $336,514 Building $303,702
2023	$6,435.00 (+1.55%) Homeowner's exemption	$615,358 Land $323,448 Building $291,910
2022	$6,337.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODLANDS DEVELOPMENT private · serves 3,862 people · EPA ID CA4010081
Water Source	Purchased surface water from NIPOMO COMM SERVICES DIST
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Peak WiFi, Ranch Wifi, Verizon.

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